City

Caroga Lake, NY

1 ZIP code  ·  Fulton County  ·  New York

👥710Population
💰$54,375Median HH Income▼ 29% below avg
🎂52.0Median Age
🏠$163,800Median Home Value▼ 41% below avg
🎓36.5%College Grads≈ Avg
📊2.3%Unemployment▼ 54% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 41.6% Female 58.5% ♀

Race & Ethnicity

White: 97.6%Hispanic: 0.1%Black: 0.4%Other: 1.8%Race
White97.6%
Hispanic0.1%
Black0.4%
Other1.8%

Age Breakdown

Under 5
6%
5–17
6%
18–24
5%
25–44
25%
45–64
23%
65+
14%

Key Indicators

Median Age52.0 yrs
Avg HH Size2.01
Below Poverty7.9% ▼ 21% below avg
College Grads36.5% ≈ Avg
Unemployment2.3% ▼ 54% below avg
HS Graduate257 (47.4%)
Some College61 (11.3%)
Associates26 (4.8%)
Bachelors102 (18.8%)
Graduate Degree96 (17.7%)

Education

HS Grad: 47.4%Some College: 11.3%Associates: 4.8%Bachelors: 18.8%Graduate: 17.7%Edu
HS Grad47.4%
Some College11.3%
Associates4.8%
Bachelors18.8%
Graduate17.7%
Housing & Income

Housing Tenure

Owner: 91.2%Renter: 8.8%Tenure
Owner91.2%
Renter8.8%

Home Value Distribution

Under $50k
10%
$50k–$100k
11%
$100k–$150k
24%
$150k–$200k
27%
$200k–$300k
17%
$300k–$500k
5%
Over $500k
6%

Financials

Median HH Income$54,375 ▼ 29% below avg
Median Home Value$163,800 ▼ 41% below avg
Home/Income Ratio3.0x (nat avg ~3.5x)
Total Housing Units1,302
Vacant Units948

Income Distribution

Under $25k
23%
$25k–$50k
15%
$50k–$75k
26%
$75k–$100k
5%
$100k–$150k
21%
$150k–$200k
4%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
91%
Work From Home
9%

Commute Time

Under 15 min
9%
15–30 min
55%
30–45 min
16%
Over 45 min
19%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
14%
1960s–1970s
9%
1980s–1990s
14%
2000+
57%
About Caroga Lake, NY

Caroga Lake is a city in New York, located in Fulton County. The city spans 1 ZIP code and is home to approximately 710 residents. It is a mature city, with a median age of 52 years.

Economically, Caroga Lake is a working-class community. The median household income of $54,375 is below the national average. Approximately 7.9% of residents live below the poverty line. The unemployment rate is 2.3%, well below the national average.

The real estate market in Caroga Lake is an affordable housing market. Median home values stand at $163,800, which is below the national average. Homeownership is high at 91.2%, typical of suburban and family-oriented communities.

The population of Caroga Lake is moderately educated. 36.5% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (97.61%).

Caroga Lake, NY offers residents a cost-conscious lifestyle within New York.

ZIP Codes in Caroga Lake
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
12032 710 $54,375 $163,800 2.3% 36.5% 91.2%