City

Waterloo, NE

1 ZIP code  ·  Douglas County  ·  Nebraska

👥3,100Population
💰$113,442Median HH Income▲ 49% above avg
🎂54.5Median Age
🏠$351,700Median Home Value▲ 26% above avg
🎓51.5%College Grads▲ 33% above avg
📊8.4%Unemployment▲ 72% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 54.1% Female 45.9% ♀

Race & Ethnicity

White: 92.4%Hispanic: 2.2%Black: 1.1%Other: 4.3%Race
White92.4%
Hispanic2.2%
Black1.1%
Other4.3%

Age Breakdown

Under 5
1%
5–17
16%
18–24
3%
25–44
17%
45–64
32%
65+
21%

Key Indicators

Median Age54.5 yrs
Avg HH Size2.34
Below Poverty3.2% ▼ 68% below avg
College Grads51.5% ▲ 33% above avg
Unemployment8.4% ▲ 72% above avg
No HS Diploma8 (0.3%)
HS Graduate462 (19.2%)
Some College206 (8.5%)
Associates495 (20.5%)
Bachelors188 (7.8%)
Graduate Degree1,053 (43.7%)

Education

No HS: 0.3%HS Grad: 19.2%Some College: 8.5%Associates: 20.5%Bachelors: 7.8%Graduate: 43.7%Edu
No HS0.3%
HS Grad19.2%
Some College8.5%
Associates20.5%
Bachelors7.8%
Graduate43.7%
Housing & Income

Housing Tenure

Owner: 86.7%Renter: 13.3%Tenure
Owner86.7%
Renter13.3%

Home Value Distribution

Under $50k
2%
$50k–$100k
4%
$100k–$150k
8%
$150k–$200k
8%
$200k–$300k
20%
$300k–$500k
25%
Over $500k
33%

Financials

Median HH Income$113,442 ▲ 49% above avg
Median Home Value$351,700 ▲ 26% above avg
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$1,142/mo
Total Housing Units1,476
Vacant Units150

Income Distribution

Under $25k
5%
$25k–$50k
6%
$50k–$75k
15%
$75k–$100k
9%
$100k–$150k
31%
$150k–$200k
15%
Over $200k
19%
Employment & Commute

How People Get to Work

Drove Alone
84%
Public Transit
1%
Walked
1%
Work From Home
15%

Commute Time

Under 15 min
26%
15–30 min
40%
30–45 min
24%
Over 45 min
10%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
4%
1960s–1970s
20%
1980s–1990s
13%
2000+
62%
About Waterloo, NE

Waterloo is a city in Nebraska, located in Douglas County. The city spans 1 ZIP code and is home to approximately 3,100 residents. It is a mature city, with a median age of 54.5 years.

Economically, Waterloo is a upper-middle-income community. The median household income of $113,442 is above the national average. Approximately 3.2% of residents live below the poverty line. The unemployment rate is 8.4%, significantly above the national average.

The real estate market in Waterloo is a mid-range housing market. Median home values stand at $351,700, which is above the national average. Renters typically pay around $1,142 per month. Homeownership is high at 86.7%, typical of suburban and family-oriented communities.

The population of Waterloo is well-educated. 51.5% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (92.35%).

Waterloo, NE offers residents above-average earning potential within Nebraska.

ZIP Codes in Waterloo
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
68069 3,100 $113,442 $351,700 $1,142 8.4% 51.5% 86.7%