| ZIP Code | 68069 |
|---|---|
| City | Waterloo |
| State | Nebraska (NE) |
| County | Douglas County |
| Area Code | 402 |
| Elevation | 1,108 ft |
| Latitude | 41.241065 |
|---|---|
| Longitude | -96.315939 |
| Timezone | Chicago (DST) |
| FIPS | 31055 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 54.5 yrs ↑ 13% since 2019 |
|---|---|
| Avg Household Size | 2.34 |
| Below Poverty | 3.2% ▼ 68% below avg |
| College Grads | 51.5% ▲ 33% above avg |
| Unemployment | 8.4% ▲ 72% above avg |
| No HS Diploma | 8 (0.3%) |
| HS Graduate | 462 (19.2%) |
| Some College | 206 (8.5%) |
| Associates | 495 (20.5%) |
| Bachelors | 188 (7.8%) |
| Graduate Degree | 1,053 (43.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $113,442 ▲ 49% above avg ↑ 20% since 2019 |
|---|---|
| Median Home Value | $351,700 ▲ 26% above avg ↑ 31% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $1,142/mo ↑ 36% since 2019 |
| Total Units | 1,476 |
| Vacant Units | 150 |
| Avg HH Size | 2.34 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,476 |
|---|---|
| Vacant | 150 |
| Owner Occupied | 86.7% |
| Renter Occupied | 13.3% |
| Avg HH Size | 2.34 |
ZIP code 68069 is located in Waterloo, Nebraska, within Douglas County. With a population of 3,100, this is a sparsely populated ZIP code with a mature community — the median age is 54.5 years. Economically, 68069 is a upper-middle-income ZIP code: the median household income of $113,442 is above the national average.
Real estate in ZIP code 68069 represents a mid-range housing market. The median home value of $351,700 is above the national average. Renters can expect to pay around $1,142 per month in median rent. Homeownership is strong here — 86.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 68069 is primarily White (92.35%). Residents are well-educated — 51.5% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 3.2%. Household income has grown by 20% since 2019.
The unemployment rate in 68069 stands at 8.4%, which is significantly above the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 68069 in Waterloo, NE is characterized as upper-middle-income, well-educated, a mature community, and predominantly owner-occupied. With 3,100 residents, a median household income of $113,442, and a median home value of $351,700, it offers a clear picture of life in this part of Nebraska.