City

Spencer, NC

1 ZIP code  ·  Rowan County  ·  North Carolina

👥3,181Population
💰$63,396Median HH Income▼ 17% below avg
🎂43.4Median Age
🏠$160,300Median Home Value▼ 43% below avg
🎓37.4%College Grads≈ Avg
📊5.1%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 54.1% Female 45.9% ♀

Race & Ethnicity

White: 61.6%Hispanic: 4.5%Black: 33%Other: 0.6%Race
White61.6%
Hispanic4.5%
Black33.0%
Other0.6%

Age Breakdown

Under 5
5%
5–17
14%
18–24
4%
25–44
27%
45–64
29%
65+
9%

Key Indicators

Median Age43.4 yrs
Avg HH Size2.46
Below Poverty12.7% ▲ 27% above avg
College Grads37.4% ≈ Avg
Unemployment5.1% ≈ Avg
No HS Diploma10 (0.5%)
HS Graduate543 (27.3%)
Some College466 (23.4%)
Associates226 (11.4%)
Bachelors210 (10.6%)
Graduate Degree533 (26.8%)

Education

No HS: 0.5%HS Grad: 27.3%Some College: 23.4%Associates: 11.4%Bachelors: 10.6%Graduate: 26.8%Edu
No HS0.5%
HS Grad27.3%
Some College23.4%
Associates11.4%
Bachelors10.6%
Graduate26.8%
Housing & Income

Housing Tenure

Owner: 62%Renter: 38%Tenure
Owner62.0%
Renter38.0%

Home Value Distribution

Under $50k
3%
$50k–$100k
18%
$100k–$150k
28%
$150k–$200k
27%
$200k–$300k
11%
$300k–$500k
11%
Over $500k
3%

Financials

Median HH Income$63,396 ▼ 17% below avg
Median Home Value$160,300 ▼ 43% below avg
Home/Income Ratio2.5x (nat avg ~3.5x)
Median Rent$1,042/mo
Total Housing Units1,458
Vacant Units190

Income Distribution

Under $25k
15%
$25k–$50k
21%
$50k–$75k
32%
$75k–$100k
8%
$100k–$150k
19%
$150k–$200k
4%
Over $200k
1%
Employment & Commute

How People Get to Work

Drove Alone
80%
Walked
1%
Work From Home
19%

Commute Time

Under 15 min
27%
15–30 min
36%
30–45 min
14%
Over 45 min
23%
Housing Stock

Year Built

Before 1940
8%
1940s–1950s
13%
1960s–1970s
9%
1980s–1990s
10%
2000+
60%
About Spencer, NC

Spencer is a city in North Carolina, located in Rowan County. The city spans 1 ZIP code and is home to approximately 3,181 residents. It is a middle-aged city, with a median age of 43.4 years.

Economically, Spencer is a solidly middle-class community. The median household income of $63,396 is below the national average. Approximately 12.7% of residents live below the poverty line. The unemployment rate is 5.1%, near the national average.

The real estate market in Spencer is an affordable housing market. Median home values stand at $160,300, which is below the national average. Renters typically pay around $1,042 per month. Homeownership is high at 62.0%, typical of suburban and family-oriented communities.

The population of Spencer is moderately educated. 37.4% of adults hold a bachelor's degree or higher — near the national average. The community is majority White (61.55%).

Spencer, NC offers residents a cost-conscious lifestyle within North Carolina.

ZIP Codes in Spencer
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
28159 3,181 $63,396 $160,300 $1,042 5.1% 37.4% 62.0%