City

Emerald Isle, NC

1 ZIP code  ·  Carteret County  ·  North Carolina

👥3,915Population
💰$89,432Median HH Income▲ 17% above avg
🎂58.7Median Age
🏠$563,600Median Home Value▲ 102% above avg
🎓60.3%College Grads▲ 56% above avg
📊1.3%Unemployment▼ 73% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 47.6% Female 52.4% ♀

Race & Ethnicity

White: 93.2%Hispanic: 0.2%Black: 0.3%Other: 6.2%Race
White93.2%
Hispanic0.2%
Black0.3%
Other6.2%

Age Breakdown

Under 5
3%
5–17
12%
18–24
4%
25–44
12%
45–64
37%
65+
18%

Key Indicators

Median Age58.7 yrs
Avg HH Size2.15
Below Poverty3.9% ▼ 61% below avg
College Grads60.3% ▲ 56% above avg
Unemployment1.3% ▼ 73% below avg
HS Graduate471 (15.3%)
Some College267 (8.7%)
Associates483 (15.7%)
Bachelors296 (9.6%)
Graduate Degree1,562 (50.7%)

Education

HS Grad: 15.3%Some College: 8.7%Associates: 15.7%Bachelors: 9.6%Graduate: 50.7%Edu
HS Grad15.3%
Some College8.7%
Associates15.7%
Bachelors9.6%
Graduate50.7%
Housing & Income

Housing Tenure

Owner: 83.1%Renter: 16.9%Tenure
Owner83.1%
Renter16.9%

Home Value Distribution

Under $50k
1%
$50k–$100k
2%
$100k–$150k
6%
$150k–$200k
6%
$200k–$300k
7%
$300k–$500k
23%
Over $500k
57%

Financials

Median HH Income$89,432 ▲ 17% above avg
Median Home Value$563,600 ▲ 102% above avg
Home/Income Ratio6.3x (nat avg ~3.5x)
Median Rent$1,688/mo
Total Housing Units6,802
Vacant Units4,983

Income Distribution

Under $25k
8%
$25k–$50k
14%
$50k–$75k
18%
$75k–$100k
14%
$100k–$150k
16%
$150k–$200k
11%
Over $200k
19%
Employment & Commute

How People Get to Work

Drove Alone
74%
Walked
2%
Work From Home
24%

Commute Time

Under 15 min
29%
15–30 min
23%
30–45 min
27%
Over 45 min
21%
Housing Stock

Year Built

1940s–1950s
2%
1960s–1970s
20%
1980s–1990s
21%
2000+
57%
About Emerald Isle, NC

Emerald Isle is a city in North Carolina, located in Carteret County. The city spans 1 ZIP code and is home to approximately 3,915 residents. It is an older city, with a median age of 58.7 years.

Economically, Emerald Isle is a middle-income community. The median household income of $89,432 is above the national average. Approximately 3.9% of residents live below the poverty line. The unemployment rate is 1.3%, well below the national average.

The real estate market in Emerald Isle is a premium housing market. Median home values stand at $563,600, which is more than double the national average. Renters typically pay around $1,688 per month. Homeownership is high at 83.1%, typical of suburban and family-oriented communities.

The population of Emerald Isle is highly educated. 60.3% of adults hold a bachelor's degree or higher — significantly above the national average. The community is primarily White (93.15%).

Emerald Isle, NC offers residents above-average earning potential within North Carolina.

ZIP Codes in Emerald Isle
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
28594 3,915 $89,432 $563,600 $1,688 1.3% 60.3% 83.1%