County

Swain County, NC

3 ZIP codes  ·  3 cities  ·  North Carolina

👥15,489Population
💰$54,018Median HH Income▼ 29% below avg
🎂42.7Median Age
🏠$197,112Median Home Value▼ 29% below avg
🎓32.2%College Grads▼ 17% below avg
📊8.2%Unemployment▲ 68% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 47.5% Female 52.5% ♀

Race & Ethnicity

White: 52.2%Hispanic: 5%Black: 1.2%Asian: 1.1%Other: 3.1%Race
White52.2%
Hispanic5.0%
Black1.2%
Asian1.1%
Other3.1%

Age Breakdown

Under 5
5%
5–17
17%
18–24
9%
25–44
23%
45–64
27%
65+
8%

Key Indicators

Median Age42.7 yrs
Avg HH Size2.31
Below Poverty17.5% ▲ 75% above avg
College Grads32.2% ▼ 17% below avg
Unemployment8.2% ▲ 68% above avg
No HS Diploma113 (1.2%)
HS Graduate3,000 (31.5%)
Some College1,433 (15.1%)
Associates1,824 (19.2%)
Bachelors967 (10.2%)
Graduate Degree2,176 (22.9%)

Education

No HS: 1.2%HS Grad: 31.5%Some College: 15.1%Associates: 19.2%Bachelors: 10.2%Graduate: 22.9%Edu
No HS1.2%
HS Grad31.5%
Some College15.1%
Associates19.2%
Bachelors10.2%
Graduate22.9%
Housing & Income

Housing Tenure

Owner: 74.6%Renter: 25.4%Tenure
Owner74.6%
Renter25.4%

Home Value Distribution

Under $50k
9%
$50k–$100k
16%
$100k–$150k
12%
$150k–$200k
12%
$200k–$300k
24%
$300k–$500k
20%
Over $500k
5%

Financials

Median HH Income$54,018 ▼ 29% below avg
Median Home Value$197,112 ▼ 29% below avg
Home/Income Ratio3.6x (nat avg ~3.5x)
Median Rent$692/mo
Total Housing Units9,351
Vacant Units2,770

Income Distribution

Under $25k
26%
$25k–$50k
16%
$50k–$75k
17%
$75k–$100k
13%
$100k–$150k
19%
$150k–$200k
5%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
92%
Public Transit
1%
Walked
2%
Work From Home
5%

Commute Time

Under 15 min
41%
15–30 min
33%
30–45 min
18%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
3%
1960s–1970s
18%
1980s–1990s
24%
2000+
54%
About Swain County, NC

Swain County is located in North Carolina and encompasses 3 ZIP codes spanning 3 cities and communities. The county has an estimated population of 15,489 residents. With a median age of 42.66, it is a middle-aged county.

Swain County has a working-class economic profile. The median household income of $54,017 is below the national average. Unemployment stands at 8.2%, significantly above the national average. The poverty rate of 17.5% is significantly above the national average, indicating economic challenges.

Housing in Swain County is an affordable housing market, with a median home value of $197,112 — below the national average. Monthly median rent is approximately $692. Homeownership rates are high at 74.6%, reflecting a largely residential, stable population.

The residents of Swain County are majority White (52.19%). Educational attainment is moderately educated — 32.2% of adults hold a bachelor's degree or higher, below the national average.

Swain County, NC is a working-class area in North Carolina. The 3 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Swain County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
28702 Almond 471 $36,995 $316,300 14.5% 25.1%
28713 Bryson City 8,441 $56,368 $231,300 $707 5.7% 40.2%
28719 Cherokee 6,577 $52,221 $144,700 $673 11.1% 22.4%