City

Whitewater, MT

1 ZIP code  ·  Phillips County  ·  Montana

👥201Population
💰$41,563Median HH Income▼ 46% below avg
🎂40.8Median Age
🏠$220,800Median Home Value▼ 21% below avg
🎓33.8%College Grads▼ 13% below avg
📊2.2%Unemployment▼ 56% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 47.8% Female 52.2% ♀

Race & Ethnicity

White: 76.6%Other: 15.9%Race
White76.6%
Other15.9%

Age Breakdown

Under 5
10%
5–17
17%
18–24
1%
25–44
26%
45–64
16%
65+
14%

Key Indicators

Median Age40.8 yrs
Avg HH Size2.21
Below Poverty17.4% ▲ 74% above avg
College Grads33.8% ▼ 13% below avg
Unemployment2.2% ▼ 56% below avg
HS Graduate46 (33.1%)
Some College28 (20.1%)
Associates18 (12.9%)
Bachelors14 (10.1%)
Graduate Degree33 (23.7%)

Education

HS Grad: 33.1%Some College: 20.1%Associates: 12.9%Bachelors: 10.1%Graduate: 23.7%Edu
HS Grad33.1%
Some College20.1%
Associates12.9%
Bachelors10.1%
Graduate23.7%
Housing & Income

Housing Tenure

Owner: 45.1%Renter: 55%Tenure
Owner45.1%
Renter55.0%

Home Value Distribution

Under $50k
5%
$50k–$100k
20%
$100k–$150k
13%
$150k–$200k
8%
$200k–$300k
25%
$300k–$500k
3%
Over $500k
28%

Financials

Median HH Income$41,563 ▼ 46% below avg
Median Home Value$220,800 ▼ 21% below avg
Home/Income Ratio5.3x (nat avg ~3.5x)
Median Rent$267/mo
Total Housing Units111
Vacant Units20

Income Distribution

Under $25k
11%
$25k–$50k
37%
$50k–$75k
22%
$75k–$100k
14%
$100k–$150k
4%
$150k–$200k
8%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
71%
Walked
22%
Work From Home
8%

Commute Time

Under 15 min
60%
15–30 min
13%
30–45 min
15%
Over 45 min
12%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
18%
1960s–1970s
3%
1980s–1990s
16%
2000+
59%
About Whitewater, MT

Whitewater is a city in Montana, located in Phillips County. The city spans 1 ZIP code and is home to approximately 201 residents. It is a middle-aged city, with a median age of 40.8 years.

Economically, Whitewater is a working-class community. The median household income of $41,563 is below the national average. Approximately 17.4% of residents live below the poverty line. The unemployment rate is 2.2%, well below the national average.

The real estate market in Whitewater is an affordable housing market. Median home values stand at $220,800, which is below the national average. Renters typically pay around $267 per month.

The population of Whitewater is moderately educated. 33.8% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (76.62%).

Whitewater, MT offers residents a cost-conscious lifestyle within Montana.

ZIP Codes in Whitewater
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
59544 201 $41,563 $220,800 $267 2.2% 33.8% 45.1%