| ZIP Code | 59544 |
|---|---|
| City | Whitewater |
| State | Montana (MT) |
| County | Phillips County |
| Area Code | 406 |
| Elevation | 2,990 ft |
| Latitude | 48.803387 |
|---|---|
| Longitude | -107.555214 |
| Timezone | Denver (DST) |
| FIPS | 30071 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.8 yrs ↑ 19% since 2019 |
|---|---|
| Avg Household Size | 2.21 |
| Below Poverty | 17.4% ▲ 74% above avg |
| College Grads | 33.8% ▼ 13% below avg |
| Unemployment | 2.2% ▼ 56% below avg |
| HS Graduate | 46 (33.1%) |
| Some College | 28 (20.1%) |
| Associates | 18 (12.9%) |
| Bachelors | 14 (10.1%) |
| Graduate Degree | 33 (23.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $41,563 ▼ 46% below avg |
|---|---|
| Median Home Value | $220,800 ▼ 21% below avg ↑ 4% since 2019 |
| Home/Income Ratio | 5.3x (nat avg ~3.5x) |
| Median Rent | $267/mo ↓ 7% since 2019 |
| Total Units | 111 |
| Vacant Units | 20 |
| Avg HH Size | 2.21 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 111 |
|---|---|
| Vacant | 20 |
| Owner Occupied | 45.1% |
| Renter Occupied | 55.0% |
| Avg HH Size | 2.21 |
ZIP code 59544 is located in Whitewater, Montana, within Phillips County. With a population of 201, this is a sparsely populated ZIP code with a middle-aged community — the median age is 40.8 years. Economically, 59544 is a working-class ZIP code: the median household income of $41,563 is below the national average.
Real estate in ZIP code 59544 represents an affordable housing market. The median home value of $220,800 is below the national average. Renters can expect to pay around $267 per month in median rent. The area has a relatively balanced mix of owners (45.1%) and renters (55.0%). Median home values have increased by 4% since 2019.
The population of 59544 is primarily White (76.62%). Residents are moderately educated — 33.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 17.4%.
The unemployment rate in 59544 stands at 2.2%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 62%.
Overall, ZIP code 59544 in Whitewater, MT is characterized as working-class, moderately educated, and a middle-aged community. With 201 residents, a median household income of $41,563, and a median home value of $220,800, it offers a clear picture of life in this part of Montana.