| ZIP Code | 59261 |
|---|---|
| City | Saco |
| State | Montana (MT) |
| County | Phillips County |
| Area Code | 406 |
| Elevation | 2,516 ft |
| Latitude | 48.529143 |
|---|---|
| Longitude | -107.422067 |
| Timezone | Denver (DST) |
| FIPS | 30071 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 55.1 yrs |
|---|---|
| Avg Household Size | 2.25 |
| Below Poverty | 13.1% ▲ 31% above avg |
| College Grads | 28.0% ▼ 28% below avg |
| Unemployment | 0.4% ▼ 92% below avg |
| No HS Diploma | 2 (0.6%) |
| HS Graduate | 144 (41.6%) |
| Some College | 51 (14.7%) |
| Associates | 52 (15%) |
| Bachelors | 13 (3.8%) |
| Graduate Degree | 84 (24.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $65,833 ▼ 14% below avg ↑ 41% since 2019 |
|---|---|
| Median Home Value | $163,900 ▼ 41% below avg ↑ 69% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $554/mo ↑ 61% since 2019 |
| Total Units | 384 |
| Vacant Units | 164 |
| Avg HH Size | 2.25 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 384 |
|---|---|
| Vacant | 164 |
| Owner Occupied | 79.1% |
| Renter Occupied | 20.9% |
| Avg HH Size | 2.25 |
ZIP code 59261 is located in Saco, Montana, within Phillips County. With a population of 496, this is a sparsely populated ZIP code with an older community — the median age is 55.1 years. Economically, 59261 is a solidly middle-class ZIP code: the median household income of $65,833 is near the national average.
Real estate in ZIP code 59261 represents an affordable housing market. The median home value of $163,900 is below the national average. Renters can expect to pay around $554 per month in median rent. Homeownership is strong here — 79.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 69% since 2019.
The population of 59261 is primarily White (97.78%). Residents are moderately educated — 28.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 13.1%. Household income has grown by 41% since 2019.
The unemployment rate in 59261 stands at 0.4%, which is well below the national average. A notably high share of workers — 27% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 48%.
Overall, ZIP code 59261 in Saco, MT is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 496 residents, a median household income of $65,833, and a median home value of $163,900, it offers a clear picture of life in this part of Montana.