City

Saco, MT

1 ZIP code  ·  Phillips County  ·  Montana

👥496Population
💰$65,833Median HH Income▼ 14% below avg
🎂55.1Median Age
🏠$163,900Median Home Value▼ 41% below avg
🎓28.0%College Grads▼ 28% below avg
📊0.4%Unemployment▼ 92% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 51.4% Female 48.6% ♀

Race & Ethnicity

White: 97.8%Hispanic: 0.4%Other: 0.8%Race
White97.8%
Hispanic0.4%
Other0.8%

Age Breakdown

Under 5
9%
5–17
9%
18–24
7%
25–44
21%
45–64
27%
65+
9%

Key Indicators

Median Age55.1 yrs
Avg HH Size2.25
Below Poverty13.1% ▲ 31% above avg
College Grads28.0% ▼ 28% below avg
Unemployment0.4% ▼ 92% below avg
No HS Diploma2 (0.6%)
HS Graduate144 (41.6%)
Some College51 (14.7%)
Associates52 (15%)
Bachelors13 (3.8%)
Graduate Degree84 (24.3%)

Education

No HS: 0.6%HS Grad: 41.6%Some College: 14.7%Associates: 15%Bachelors: 3.8%Graduate: 24.3%Edu
No HS0.6%
HS Grad41.6%
Some College14.7%
Associates15.0%
Bachelors3.8%
Graduate24.3%
Housing & Income

Housing Tenure

Owner: 79.1%Renter: 20.9%Tenure
Owner79.1%
Renter20.9%

Home Value Distribution

Under $50k
11%
$50k–$100k
23%
$100k–$150k
17%
$150k–$200k
16%
$200k–$300k
25%
$300k–$500k
6%
Over $500k
3%

Financials

Median HH Income$65,833 ▼ 14% below avg
Median Home Value$163,900 ▼ 41% below avg
Home/Income Ratio2.5x (nat avg ~3.5x)
Median Rent$554/mo
Total Housing Units384
Vacant Units164

Income Distribution

Under $25k
15%
$25k–$50k
16%
$50k–$75k
27%
$75k–$100k
10%
$100k–$150k
29%
$150k–$200k
0%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
62%
Walked
4%
Work From Home
35%

Commute Time

Under 15 min
40%
15–30 min
13%
30–45 min
25%
Over 45 min
23%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
5%
1960s–1970s
9%
1980s–1990s
19%
2000+
62%
About Saco, MT

Saco is a city in Montana, located in Phillips County. The city spans 1 ZIP code and is home to approximately 496 residents. It is an older city, with a median age of 55.1 years.

Economically, Saco is a solidly middle-class community. The median household income of $65,833 is near the national average. Approximately 13.1% of residents live below the poverty line. The unemployment rate is 0.4%, well below the national average.

The real estate market in Saco is an affordable housing market. Median home values stand at $163,900, which is below the national average. Renters typically pay around $554 per month. Homeownership is high at 79.1%, typical of suburban and family-oriented communities.

The population of Saco is moderately educated. 28.0% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (97.78%).

Saco, MT offers residents a cost-conscious lifestyle within Montana.

ZIP Codes in Saco
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
59261 496 $65,833 $163,900 $554 0.4% 28.0% 79.1%