City

Cardwell, MT

1 ZIP code  ·  Jefferson County  ·  Montana

👥519Population
💰$86,932Median HH Income▲ 14% above avg
🎂48.4Median Age
🏠$615,700Median Home Value▲ 121% above avg
🎓35.9%College Grads≈ Avg
📊0.4%Unemployment▼ 92% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 55.3% Female 44.7% ♀

Race & Ethnicity

White: 96.7%Hispanic: 0.8%Other: 1.7%Race
White96.7%
Hispanic0.8%
Other1.7%

Age Breakdown

Under 5
3%
5–17
18%
18–24
3%
25–44
19%
45–64
32%
65+
13%

Key Indicators

Median Age48.4 yrs
Avg HH Size2.56
Below Poverty3.7% ▼ 63% below avg
College Grads35.9% ≈ Avg
Unemployment0.4% ▼ 92% below avg
No HS Diploma1 (0.3%)
HS Graduate135 (34.1%)
Some College25 (6.3%)
Associates93 (23.5%)
Bachelors20 (5.1%)
Graduate Degree122 (30.8%)

Education

No HS: 0.3%HS Grad: 34.1%Some College: 6.3%Associates: 23.5%Bachelors: 5.1%Graduate: 30.8%Edu
No HS0.3%
HS Grad34.1%
Some College6.3%
Associates23.5%
Bachelors5.1%
Graduate30.8%
Housing & Income

Housing Tenure

Owner: 74.4%Renter: 25.6%Tenure
Owner74.4%
Renter25.6%

Home Value Distribution

Under $50k
1%
$50k–$100k
2%
$100k–$150k
6%
$150k–$200k
8%
$200k–$300k
10%
$300k–$500k
18%
Over $500k
56%

Financials

Median HH Income$86,932 ▲ 14% above avg
Median Home Value$615,700 ▲ 121% above avg
Home/Income Ratio7.1x (nat avg ~3.5x)
Median Rent$896/mo
Total Housing Units266
Vacant Units63

Income Distribution

Under $25k
3%
$25k–$50k
13%
$50k–$75k
25%
$75k–$100k
16%
$100k–$150k
18%
$150k–$200k
4%
Over $200k
20%
Employment & Commute

How People Get to Work

Drove Alone
78%
Walked
1%
Work From Home
21%

Commute Time

Under 15 min
22%
15–30 min
14%
30–45 min
32%
Over 45 min
33%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
6%
1960s–1970s
11%
1980s–1990s
15%
2000+
67%
About Cardwell, MT

Cardwell is a city in Montana, located in Jefferson County. The city spans 1 ZIP code and is home to approximately 519 residents. It is a mature city, with a median age of 48.4 years.

Economically, Cardwell is a middle-income community. The median household income of $86,932 is near the national average. Approximately 3.7% of residents live below the poverty line. The unemployment rate is 0.4%, well below the national average.

The real estate market in Cardwell is a premium housing market. Median home values stand at $615,700, which is more than double the national average. Renters typically pay around $896 per month. Homeownership is high at 74.4%, typical of suburban and family-oriented communities.

The population of Cardwell is moderately educated. 35.9% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (96.72%).

Cardwell, MT offers residents above-average earning potential within Montana.

ZIP Codes in Cardwell
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
59721 519 $86,932 $615,700 $896 0.4% 35.9% 74.4%