| ZIP Code | 59721 |
|---|---|
| City | Cardwell |
| State | Montana (MT) |
| County | Jefferson County |
| Area Code | 406 |
| Elevation | 5,658 ft |
| Latitude | 45.852021 |
|---|---|
| Longitude | -111.863151 |
| Timezone | Denver (DST) |
| FIPS | 30043 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.4 yrs |
|---|---|
| Avg Household Size | 2.56 |
| Below Poverty | 3.7% ▼ 63% below avg |
| College Grads | 35.9% ≈ Avg |
| Unemployment | 0.4% ▼ 92% below avg |
| No HS Diploma | 1 (0.3%) |
| HS Graduate | 135 (34.1%) |
| Some College | 25 (6.3%) |
| Associates | 93 (23.5%) |
| Bachelors | 20 (5.1%) |
| Graduate Degree | 122 (30.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $86,932 ▲ 14% above avg ↑ 65% since 2019 |
|---|---|
| Median Home Value | $615,700 ▲ 121% above avg ↑ 159% since 2019 |
| Home/Income Ratio | 7.1x (nat avg ~3.5x) |
| Median Rent | $896/mo ↑ 5% since 2019 |
| Total Units | 266 |
| Vacant Units | 63 |
| Avg HH Size | 2.56 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 266 |
|---|---|
| Vacant | 63 |
| Owner Occupied | 74.4% |
| Renter Occupied | 25.6% |
| Avg HH Size | 2.56 |
ZIP code 59721 is located in Cardwell, Montana, within Jefferson County. With a population of 519, this is a sparsely populated ZIP code with a mature community — the median age is 48.4 years. Economically, 59721 is a middle-income ZIP code: the median household income of $86,932 is near the national average.
Real estate in ZIP code 59721 represents a premium housing market. The median home value of $615,700 is more than double the national average. Renters can expect to pay around $896 per month in median rent. Homeownership is strong here — 74.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 159% since 2019.
The population of 59721 is primarily White (96.72%). Residents are moderately educated — 35.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 3.7%. Household income has grown by 65% since 2019.
The unemployment rate in 59721 stands at 0.4%, which is well below the national average. About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 67%.
Overall, ZIP code 59721 in Cardwell, MT is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 519 residents, a median household income of $86,932, and a median home value of $615,700, it offers a clear picture of life in this part of Montana.