City

Gerald, MO

1 ZIP code  ·  Franklin County  ·  Missouri

👥2,826Population
💰$59,184Median HH Income▼ 22% below avg
🎂48.3Median Age
🏠$182,700Median Home Value▼ 34% below avg
🎓28.0%College Grads▼ 28% below avg
📊6.7%Unemployment▲ 37% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 52.0% Female 48.0% ♀

Race & Ethnicity

White: 83%Hispanic: 5.6%Black: 0.1%Asian: 1.9%Other: 9.4%Race
White83.0%
Hispanic5.6%
Black0.1%
Asian1.9%
Other9.4%

Age Breakdown

Under 5
3%
5–17
12%
18–24
8%
25–44
20%
45–64
36%
65+
10%

Key Indicators

Median Age48.3 yrs
Avg HH Size2.24
Below Poverty13.9% ▲ 39% above avg
College Grads28.0% ▼ 28% below avg
Unemployment6.7% ▲ 37% above avg
No HS Diploma68 (3.4%)
HS Graduate897 (44.2%)
Some College215 (10.6%)
Associates281 (13.8%)
Bachelors159 (7.8%)
Graduate Degree409 (20.2%)

Education

No HS: 3.4%HS Grad: 44.2%Some College: 10.6%Associates: 13.8%Bachelors: 7.8%Graduate: 20.2%Edu
No HS3.4%
HS Grad44.2%
Some College10.6%
Associates13.8%
Bachelors7.8%
Graduate20.2%
Housing & Income

Housing Tenure

Owner: 85.6%Renter: 14.4%Tenure
Owner85.6%
Renter14.4%

Home Value Distribution

Under $50k
4%
$50k–$100k
10%
$100k–$150k
22%
$150k–$200k
29%
$200k–$300k
22%
$300k–$500k
8%
Over $500k
4%

Financials

Median HH Income$59,184 ▼ 22% below avg
Median Home Value$182,700 ▼ 34% below avg
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$832/mo
Total Housing Units1,448
Vacant Units196

Income Distribution

Under $25k
28%
$25k–$50k
16%
$50k–$75k
17%
$75k–$100k
11%
$100k–$150k
18%
$150k–$200k
8%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
82%
Walked
2%
Work From Home
16%

Commute Time

Under 15 min
14%
15–30 min
36%
30–45 min
29%
Over 45 min
21%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
8%
1960s–1970s
20%
1980s–1990s
9%
2000+
59%
About Gerald, MO

Gerald is a city in Missouri, located in Franklin County. The city spans 1 ZIP code and is home to approximately 2,826 residents. It is a mature city, with a median age of 48.3 years.

Economically, Gerald is a solidly middle-class community. The median household income of $59,184 is below the national average. Approximately 13.9% of residents live below the poverty line. The unemployment rate is 6.7%, above the national average.

The real estate market in Gerald is an affordable housing market. Median home values stand at $182,700, which is below the national average. Renters typically pay around $832 per month. Homeownership is high at 85.6%, typical of suburban and family-oriented communities.

The population of Gerald is moderately educated. 28.0% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (82.98%).

Gerald, MO offers residents a cost-conscious lifestyle within Missouri.

ZIP Codes in Gerald
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
63037 2,826 $59,184 $182,700 $832 6.7% 28.0% 85.6%