| ZIP Code | 63037 |
|---|---|
| City | Gerald |
| State | Missouri (MO) |
| County | Franklin County |
| Area Code | 235/573 |
| Elevation | 905 ft |
| Latitude | 38.422437 |
|---|---|
| Longitude | -91.319529 |
| Timezone | Chicago (DST) |
| FIPS | 29071 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.3 yrs ↑ 11% since 2019 |
|---|---|
| Avg Household Size | 2.24 |
| Below Poverty | 13.9% ▲ 39% above avg |
| College Grads | 28.0% ▼ 28% below avg |
| Unemployment | 6.7% ▲ 37% above avg |
| No HS Diploma | 68 (3.4%) |
| HS Graduate | 897 (44.2%) |
| Some College | 215 (10.6%) |
| Associates | 281 (13.8%) |
| Bachelors | 159 (7.8%) |
| Graduate Degree | 409 (20.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,184 ▼ 22% below avg ↓ 2% since 2019 |
|---|---|
| Median Home Value | $182,700 ▼ 34% below avg ↑ 10% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $832/mo ↑ 28% since 2019 |
| Total Units | 1,448 |
| Vacant Units | 196 |
| Avg HH Size | 2.24 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,448 |
|---|---|
| Vacant | 196 |
| Owner Occupied | 85.6% |
| Renter Occupied | 14.4% |
| Avg HH Size | 2.24 |
ZIP code 63037 is located in Gerald, Missouri, within Franklin County. With a population of 2,826, this is a sparsely populated ZIP code with a mature community — the median age is 48.3 years. Economically, 63037 is a solidly middle-class ZIP code: the median household income of $59,184 is below the national average.
Real estate in ZIP code 63037 represents an affordable housing market. The median home value of $182,700 is below the national average. Renters can expect to pay around $832 per month in median rent. Homeownership is strong here — 85.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 10% since 2019.
The population of 63037 is primarily White (82.98%). Residents are moderately educated — 28.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 13.9%. Household income has declined by 2% since 2019.
The unemployment rate in 63037 stands at 6.7%, which is above the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 63037 in Gerald, MO is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 2,826 residents, a median household income of $59,184, and a median home value of $182,700, it offers a clear picture of life in this part of Missouri.