City

Watertown, MN

1 ZIP code  ·  Carver County  ·  Minnesota

👥5,974Population
💰$92,273Median HH Income▲ 21% above avg
🎂35.7Median Age
🏠$333,100Median Home Value▲ 19% above avg
🎓46.2%College Grads▲ 19% above avg
📊0.6%Unemployment▼ 88% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.7% Female 49.3% ♀

Race & Ethnicity

White: 93.7%Hispanic: 2.1%Black: 0.2%Asian: 0.7%Other: 3.1%Race
White93.7%
Hispanic2.1%
Black0.2%
Asian0.7%
Other3.1%

Age Breakdown

Under 5
6%
5–17
16%
18–24
13%
25–44
24%
45–64
27%
65+
6%

Key Indicators

Median Age35.7 yrs
Avg HH Size2.59
Below Poverty9.5% ≈ Avg
College Grads46.2% ▲ 19% above avg
Unemployment0.6% ▼ 88% below avg
No HS Diploma13 (0.3%)
HS Graduate947 (25.3%)
Some College438 (11.7%)
Associates615 (16.4%)
Bachelors850 (22.7%)
Graduate Degree878 (23.5%)

Education

No HS: 0.3%HS Grad: 25.3%Some College: 11.7%Associates: 16.4%Bachelors: 22.7%Graduate: 23.5%Edu
No HS0.3%
HS Grad25.3%
Some College11.7%
Associates16.4%
Bachelors22.7%
Graduate23.5%
Housing & Income

Housing Tenure

Owner: 81.1%Renter: 18.9%Tenure
Owner81.1%
Renter18.9%

Home Value Distribution

Under $50k
6%
$50k–$100k
3%
$100k–$150k
0%
$150k–$200k
8%
$200k–$300k
23%
$300k–$500k
49%
Over $500k
10%

Financials

Median HH Income$92,273 ▲ 21% above avg
Median Home Value$333,100 ▲ 19% above avg
Home/Income Ratio3.6x (nat avg ~3.5x)
Median Rent$998/mo
Total Housing Units2,386
Vacant Units100

Income Distribution

Under $25k
6%
$25k–$50k
12%
$50k–$75k
19%
$75k–$100k
19%
$100k–$150k
18%
$150k–$200k
14%
Over $200k
12%
Employment & Commute

How People Get to Work

Drove Alone
77%
Public Transit
0%
Walked
4%
Work From Home
20%

Commute Time

Under 15 min
21%
15–30 min
32%
30–45 min
33%
Over 45 min
14%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
3%
1960s–1970s
10%
1980s–1990s
25%
2000+
60%
About Watertown, MN

Watertown is a city in Minnesota, located in Carver County. The city spans 1 ZIP code and is home to approximately 5,974 residents. It is a relatively young city, with a median age of 35.7 years.

Economically, Watertown is a middle-income community. The median household income of $92,273 is above the national average. Approximately 9.5% of residents live below the poverty line. The unemployment rate is 0.6%, well below the national average.

The real estate market in Watertown is a mid-range housing market. Median home values stand at $333,100, which is above the national average. Renters typically pay around $998 per month. Homeownership is high at 81.1%, typical of suburban and family-oriented communities.

The population of Watertown is well-educated. 46.2% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (93.72%).

Watertown, MN offers residents above-average earning potential within Minnesota.

ZIP Codes in Watertown
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
55388 5,974 $92,273 $333,100 $998 0.6% 46.2% 81.1%