City

Underwood, MN

1 ZIP code  ·  Otter Tail County  ·  Minnesota

👥1,798Population
💰$82,333Median HH Income▲ 8% above avg
🎂55.1Median Age
🏠$283,500Median Home Value≈ Avg
🎓44.9%College Grads▲ 16% above avg
📊2.8%Unemployment▼ 43% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 52.2% Female 47.8% ♀

Race & Ethnicity

White: 95.9%Hispanic: 2%Black: 0.1%Other: 1.7%Race
White95.9%
Hispanic2.0%
Black0.1%
Other1.7%

Age Breakdown

Under 5
3%
5–17
15%
18–24
4%
25–44
17%
45–64
31%
65+
16%

Key Indicators

Median Age55.1 yrs
Avg HH Size2.26
Below Poverty6.8% ▼ 32% below avg
College Grads44.9% ▲ 16% above avg
Unemployment2.8% ▼ 43% below avg
No HS Diploma2 (0.2%)
HS Graduate382 (29.4%)
Some College142 (10.9%)
Associates190 (14.6%)
Bachelors218 (16.8%)
Graduate Degree366 (28.2%)

Education

No HS: 0.2%HS Grad: 29.4%Some College: 10.9%Associates: 14.6%Bachelors: 16.8%Graduate: 28.2%Edu
No HS0.2%
HS Grad29.4%
Some College10.9%
Associates14.6%
Bachelors16.8%
Graduate28.2%
Housing & Income

Housing Tenure

Owner: 93.8%Renter: 6.2%Tenure
Owner93.8%
Renter6.2%

Home Value Distribution

Under $50k
2%
$50k–$100k
6%
$100k–$150k
9%
$150k–$200k
11%
$200k–$300k
29%
$300k–$500k
27%
Over $500k
17%

Financials

Median HH Income$82,333 ▲ 8% above avg
Median Home Value$283,500 ≈ Avg
Home/Income Ratio3.4x (nat avg ~3.5x)
Median Rent$1,021/mo
Total Housing Units1,310
Vacant Units514

Income Distribution

Under $25k
7%
$25k–$50k
14%
$50k–$75k
23%
$75k–$100k
18%
$100k–$150k
22%
$150k–$200k
8%
Over $200k
8%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
0%
Walked
3%
Work From Home
9%

Commute Time

Under 15 min
20%
15–30 min
50%
30–45 min
13%
Over 45 min
16%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
4%
1960s–1970s
10%
1980s–1990s
21%
2000+
63%
About Underwood, MN

Underwood is a city in Minnesota, located in Otter Tail County. The city spans 1 ZIP code and is home to approximately 1,798 residents. It is an older city, with a median age of 55.1 years.

Economically, Underwood is a middle-income community. The median household income of $82,333 is near the national average. Approximately 6.8% of residents live below the poverty line. The unemployment rate is 2.8%, below the national average.

The real estate market in Underwood is a mid-range housing market. Median home values stand at $283,500, which is near the national average. Renters typically pay around $1,021 per month. Homeownership is high at 93.8%, typical of suburban and family-oriented communities.

The population of Underwood is well-educated. 44.9% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (95.94%).

Underwood, MN offers residents above-average earning potential within Minnesota.

ZIP Codes in Underwood
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
56586 1,798 $82,333 $283,500 $1,021 2.8% 44.9% 93.8%