City

Finland, MN

1 ZIP code  ·  Lake County  ·  Minnesota

👥448Population
💰$62,813Median HH Income▼ 18% below avg
🎂55.8Median Age
🏠$195,800Median Home Value▼ 30% below avg
🎓31.3%College Grads▼ 19% below avg
📊6.6%Unemployment▲ 35% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 56.5% Female 43.5% ♀

Race & Ethnicity

White: 97.1%Asian: 0.5%Other: 2.5%Race
White97.1%
Asian0.5%
Other2.5%

Age Breakdown

Under 5
2%
5–17
8%
18–24
3%
25–44
19%
45–64
41%
65+
17%

Key Indicators

Median Age55.8 yrs
Avg HH Size1.81
Below Poverty12.1% ▲ 21% above avg
College Grads31.3% ▼ 19% below avg
Unemployment6.6% ▲ 35% above avg
No HS Diploma2 (0.6%)
HS Graduate137 (38.3%)
Some College44 (12.3%)
Associates63 (17.6%)
Bachelors50 (14%)
Graduate Degree62 (17.3%)

Education

No HS: 0.6%HS Grad: 38.3%Some College: 12.3%Associates: 17.6%Bachelors: 14%Graduate: 17.3%Edu
No HS0.6%
HS Grad38.3%
Some College12.3%
Associates17.6%
Bachelors14.0%
Graduate17.3%
Housing & Income

Housing Tenure

Owner: 83.5%Renter: 16.5%Tenure
Owner83.5%
Renter16.5%

Home Value Distribution

Under $50k
5%
$50k–$100k
11%
$100k–$150k
18%
$150k–$200k
19%
$200k–$300k
17%
$300k–$500k
17%
Over $500k
13%

Financials

Median HH Income$62,813 ▼ 18% below avg
Median Home Value$195,800 ▼ 30% below avg
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$696/mo
Total Housing Units442
Vacant Units194

Income Distribution

Under $25k
18%
$25k–$50k
19%
$50k–$75k
26%
$75k–$100k
16%
$100k–$150k
18%
$150k–$200k
1%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
93%
Work From Home
7%

Commute Time

Under 15 min
19%
15–30 min
45%
30–45 min
23%
Over 45 min
14%
Housing Stock

Year Built

1940s–1950s
13%
1960s–1970s
14%
1980s–1990s
14%
2000+
59%
About Finland, MN

Finland is a city in Minnesota, located in Lake County. The city spans 1 ZIP code and is home to approximately 448 residents. It is an older city, with a median age of 55.8 years.

Economically, Finland is a solidly middle-class community. The median household income of $62,813 is below the national average. Approximately 12.1% of residents live below the poverty line. The unemployment rate is 6.6%, above the national average.

The real estate market in Finland is an affordable housing market. Median home values stand at $195,800, which is below the national average. Renters typically pay around $696 per month. Homeownership is high at 83.5%, typical of suburban and family-oriented communities.

The population of Finland is moderately educated. 31.3% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (97.1%).

Finland, MN offers residents a cost-conscious lifestyle within Minnesota.

ZIP Codes in Finland
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
55603 448 $62,813 $195,800 $696 6.6% 31.3% 83.5%