City

Cottonwood, MN

1 ZIP code  ·  Lyon County  ·  Minnesota

👥1,729Population
💰$99,821Median HH Income▲ 31% above avg
🎂41.5Median Age
🏠$198,400Median Home Value▼ 29% below avg
🎓45.6%College Grads▲ 18% above avg
📊6.3%Unemployment▲ 29% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 52.3% Female 47.7% ♀

Race & Ethnicity

White: 95.5%Hispanic: 2.1%Black: 0.1%Asian: 0.2%Other: 2.1%Race
White95.5%
Hispanic2.1%
Black0.1%
Asian0.2%
Other2.1%

Age Breakdown

Under 5
8%
5–17
17%
18–24
7%
25–44
24%
45–64
26%
65+
9%

Key Indicators

Median Age41.5 yrs
Avg HH Size2.38
Below Poverty7.0% ▼ 30% below avg
College Grads45.6% ▲ 18% above avg
Unemployment6.3% ▲ 29% above avg
HS Graduate305 (27.3%)
Some College92 (8.2%)
Associates211 (18.9%)
Bachelors236 (21.1%)
Graduate Degree274 (24.5%)

Education

HS Grad: 27.3%Some College: 8.2%Associates: 18.9%Bachelors: 21.1%Graduate: 24.5%Edu
HS Grad27.3%
Some College8.2%
Associates18.9%
Bachelors21.1%
Graduate24.5%
Housing & Income

Housing Tenure

Owner: 83.7%Renter: 16.3%Tenure
Owner83.7%
Renter16.3%

Home Value Distribution

Under $50k
3%
$50k–$100k
14%
$100k–$150k
17%
$150k–$200k
18%
$200k–$300k
27%
$300k–$500k
20%
Over $500k
3%

Financials

Median HH Income$99,821 ▲ 31% above avg
Median Home Value$198,400 ▼ 29% below avg
Home/Income Ratio2.0x (nat avg ~3.5x)
Median Rent$904/mo
Total Housing Units799
Vacant Units74

Income Distribution

Under $25k
12%
$25k–$50k
8%
$50k–$75k
11%
$75k–$100k
17%
$100k–$150k
32%
$150k–$200k
8%
Over $200k
11%
Employment & Commute

How People Get to Work

Drove Alone
86%
Public Transit
0%
Walked
2%
Work From Home
12%

Commute Time

Under 15 min
42%
15–30 min
46%
30–45 min
8%
Over 45 min
4%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
12%
1960s–1970s
13%
1980s–1990s
10%
2000+
62%
About Cottonwood, MN

Cottonwood is a city in Minnesota, located in Lyon County. The city spans 1 ZIP code and is home to approximately 1,729 residents. It is a middle-aged city, with a median age of 41.5 years.

Economically, Cottonwood is a middle-income community. The median household income of $99,821 is above the national average. Approximately 7.0% of residents live below the poverty line. The unemployment rate is 6.3%, above the national average.

The real estate market in Cottonwood is an affordable housing market. Median home values stand at $198,400, which is below the national average. Renters typically pay around $904 per month. Homeownership is high at 83.7%, typical of suburban and family-oriented communities.

The population of Cottonwood is well-educated. 45.6% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (95.49%).

Cottonwood, MN offers residents above-average earning potential within Minnesota.

ZIP Codes in Cottonwood
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
56229 1,729 $99,821 $198,400 $904 6.3% 45.6% 83.7%