City

Ray, MI

1 ZIP code  ·  Macomb County  ·  Michigan

👥3,779Population
💰$112,311Median HH Income▲ 47% above avg
🎂48.5Median Age
🏠$380,500Median Home Value▲ 36% above avg
🎓37.9%College Grads≈ Avg
📊1.5%Unemployment▼ 70% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 53.4% Female 46.6% ♀

Race & Ethnicity

White: 90.6%Hispanic: 4.5%Black: 0.5%Asian: 0.8%Other: 3.2%Race
White90.6%
Hispanic4.5%
Black0.5%
Asian0.8%
Other3.2%

Age Breakdown

Under 5
5%
5–17
12%
18–24
7%
25–44
21%
45–64
38%
65+
7%

Key Indicators

Median Age48.5 yrs
Avg HH Size2.30
Below Poverty7.4% ▼ 26% below avg
College Grads37.9% ≈ Avg
Unemployment1.5% ▼ 70% below avg
No HS Diploma13 (0.5%)
HS Graduate850 (30.9%)
Some College348 (12.7%)
Associates497 (18.1%)
Bachelors355 (12.9%)
Graduate Degree686 (25%)

Education

No HS: 0.5%HS Grad: 30.9%Some College: 12.7%Associates: 18.1%Bachelors: 12.9%Graduate: 25%Edu
No HS0.5%
HS Grad30.9%
Some College12.7%
Associates18.1%
Bachelors12.9%
Graduate25.0%
Housing & Income

Housing Tenure

Owner: 83.3%Renter: 16.7%Tenure
Owner83.3%
Renter16.7%

Home Value Distribution

Under $50k
6%
$50k–$100k
2%
$100k–$150k
5%
$150k–$200k
10%
$200k–$300k
19%
$300k–$500k
31%
Over $500k
29%

Financials

Median HH Income$112,311 ▲ 47% above avg
Median Home Value$380,500 ▲ 36% above avg
Home/Income Ratio3.4x (nat avg ~3.5x)
Median Rent$1,083/mo
Total Housing Units1,682
Vacant Units50

Income Distribution

Under $25k
12%
$25k–$50k
11%
$50k–$75k
16%
$75k–$100k
4%
$100k–$150k
25%
$150k–$200k
21%
Over $200k
10%
Employment & Commute

How People Get to Work

Drove Alone
84%
Work From Home
16%

Commute Time

Under 15 min
14%
15–30 min
30%
30–45 min
23%
Over 45 min
33%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
13%
1960s–1970s
9%
1980s–1990s
17%
2000+
59%
About Ray, MI

Ray is a city in Michigan, located in Macomb County. The city spans 1 ZIP code and is home to approximately 3,779 residents. It is a mature city, with a median age of 48.5 years.

Economically, Ray is a upper-middle-income community. The median household income of $112,311 is above the national average. Approximately 7.4% of residents live below the poverty line. The unemployment rate is 1.5%, well below the national average.

The real estate market in Ray is a mid-range housing market. Median home values stand at $380,500, which is above the national average. Renters typically pay around $1,083 per month. Homeownership is high at 83.3%, typical of suburban and family-oriented communities.

The population of Ray is moderately educated. 37.9% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (90.61%).

Ray, MI offers residents above-average earning potential within Michigan.

ZIP Codes in Ray
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
48096 3,779 $112,311 $380,500 $1,083 1.5% 37.9% 83.3%