| ZIP Code | 48096 |
|---|---|
| City | Ray |
| State | Michigan (MI) |
| County | Macomb County |
| Area Code | 586 |
| Elevation | 650 ft |
| Latitude | 42.762151 |
|---|---|
| Longitude | -82.92047 |
| Timezone | Detroit (DST) |
| FIPS | 26099 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.5 yrs |
|---|---|
| Avg Household Size | 2.30 |
| Below Poverty | 7.4% ▼ 26% below avg |
| College Grads | 37.9% ≈ Avg |
| Unemployment | 1.5% ▼ 70% below avg |
| No HS Diploma | 13 (0.5%) |
| HS Graduate | 850 (30.9%) |
| Some College | 348 (12.7%) |
| Associates | 497 (18.1%) |
| Bachelors | 355 (12.9%) |
| Graduate Degree | 686 (25%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $112,311 ▲ 47% above avg ↑ 47% since 2019 |
|---|---|
| Median Home Value | $380,500 ▲ 36% above avg ↑ 40% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Median Rent | $1,083/mo ↑ 18% since 2019 |
| Total Units | 1,682 |
| Vacant Units | 50 |
| Avg HH Size | 2.30 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,682 |
|---|---|
| Vacant | 50 |
| Owner Occupied | 83.3% |
| Renter Occupied | 16.7% |
| Avg HH Size | 2.30 |
ZIP code 48096 is located in Ray, Michigan, within Macomb County. With a population of 3,779, this is a sparsely populated ZIP code with a mature community — the median age is 48.5 years. Economically, 48096 is a upper-middle-income ZIP code: the median household income of $112,311 is above the national average.
Real estate in ZIP code 48096 represents a mid-range housing market. The median home value of $380,500 is above the national average. Renters can expect to pay around $1,083 per month in median rent. Homeownership is strong here — 83.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 40% since 2019.
The population of 48096 is primarily White (90.61%). Residents are moderately educated — 37.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 7.4%. Household income has grown by 47% since 2019.
The unemployment rate in 48096 stands at 1.5%, which is well below the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 48096 in Ray, MI is characterized as upper-middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 3,779 residents, a median household income of $112,311, and a median home value of $380,500, it offers a clear picture of life in this part of Michigan.