City

Germantown, MD

3 ZIP codes  ·  Montgomery County  ·  Maryland

👥88,744Population
💰$110,748Median HH Income▲ 45% above avg
🎂37.5Median Age
🏠$406,570Median Home Value▲ 46% above avg
🎓57.9%College Grads▲ 49% above avg
📊4.9%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.5% Female 51.5% ♀

Race & Ethnicity

White: 25.6%Hispanic: 24%Black: 25.9%Asian: 19.1%Other: 4.7%Race
White25.6%
Hispanic24.0%
Black25.9%
Asian19.1%
Other4.7%

Age Breakdown

Under 5
6%
5–17
17%
18–24
9%
25–44
28%
45–64
27%
65+
5%

Key Indicators

Median Age37.5 yrs
Avg HH Size2.82
Below Poverty8.5% ▼ 15% below avg
College Grads57.9% ▲ 49% above avg
Unemployment4.9% ≈ Avg
No HS Diploma1,763 (3.2%)
HS Graduate10,601 (19.3%)
Some College4,311 (7.8%)
Associates6,469 (11.8%)
Bachelors4,399 (8%)
Graduate Degree27,407 (49.9%)

Education

No HS: 3.2%HS Grad: 19.3%Some College: 7.8%Associates: 11.8%Bachelors: 8%Graduate: 49.9%Edu
No HS3.2%
HS Grad19.3%
Some College7.8%
Associates11.8%
Bachelors8.0%
Graduate49.9%
Housing & Income

Housing Tenure

Owner: 66.3%Renter: 33.7%Tenure
Owner66.3%
Renter33.7%

Home Value Distribution

Under $50k
2%
$50k–$100k
1%
$100k–$150k
1%
$150k–$200k
2%
$200k–$300k
18%
$300k–$500k
45%
Over $500k
32%

Financials

Median HH Income$110,748 ▲ 45% above avg
Median Home Value$406,569 ▲ 46% above avg
Home/Income Ratio3.7x (nat avg ~3.5x)
Median Rent$1,981/mo
Total Housing Units32,160
Vacant Units713

Income Distribution

Under $25k
8%
$25k–$50k
8%
$50k–$75k
14%
$75k–$100k
14%
$100k–$150k
22%
$150k–$200k
14%
Over $200k
20%
Employment & Commute

How People Get to Work

Drove Alone
72%
Public Transit
6%
Walked
1%
Work From Home
22%

Commute Time

Under 15 min
14%
15–30 min
34%
30–45 min
25%
Over 45 min
26%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
1%
1960s–1970s
26%
1980s–1990s
20%
2000+
52%
About Germantown, MD

Germantown is a city in Maryland, located in Montgomery County. The city spans 3 ZIP codes and is home to approximately 88,744 residents. It is a relatively young city, with a median age of 37.5 years.

Economically, Germantown is a upper-middle-income community. The median household income of $110,747 is above the national average. Approximately 8.5% of residents live below the poverty line. The unemployment rate is 4.9%, near the national average.

The real estate market in Germantown is a premium housing market. Median home values stand at $406,569, which is above the national average. Renters typically pay around $1,980 per month. Homeownership is high at 66.3%, typical of suburban and family-oriented communities.

The population of Germantown is well-educated. 57.9% of adults hold a bachelor's degree or higher — above the national average. The community is racially diverse, with Black as the largest group at 25.9%.

Germantown, MD offers residents above-average earning potential within Maryland. Spread across 3 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Germantown
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
20874 62,233 $109,648 $385,300 $1,938 4.3% 57.2% 65.9%
20876 26,511 $113,329 $456,500 $2,081 6.2% 59.6% 67.2%