| ZIP Code | 20874 |
|---|---|
| City | Germantown |
| State | Maryland (MD) |
| County | Montgomery County |
| Area Code | 227/301 |
| Elevation | 352 ft |
| Latitude | 39.133056 |
|---|---|
| Longitude | -77.301828 |
| Timezone | New York (DST) |
| FIPS | 24031 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.8 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.76 |
| Below Poverty | 8.2% ▼ 18% below avg |
| College Grads | 57.2% ▲ 48% above avg |
| Unemployment | 4.3% ▼ 12% below avg |
| No HS Diploma | 1,164 (3%) |
| HS Graduate | 7,841 (19.9%) |
| Some College | 3,357 (8.5%) |
| Associates | 4,473 (11.4%) |
| Bachelors | 3,347 (8.5%) |
| Graduate Degree | 19,172 (48.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $109,648 ▲ 44% above avg ↑ 16% since 2019 |
|---|---|
| Median Home Value | $385,300 ▲ 38% above avg ↑ 19% since 2019 |
| Home/Income Ratio | 3.5x (nat avg ~3.5x) |
| Median Rent | $1,938/mo ↑ 13% since 2019 |
| Total Units | 23,081 |
| Vacant Units | 569 |
| Avg HH Size | 2.76 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 23,081 |
|---|---|
| Vacant | 569 |
| Owner Occupied | 65.9% |
| Renter Occupied | 34.1% |
| Avg HH Size | 2.76 |
ZIP code 20874 is located in Germantown, Maryland, within Montgomery County. With a population of 62,233, this is a densely populated ZIP code with a relatively young community — the median age is 37.8 years. Economically, 20874 is a upper-middle-income ZIP code: the median household income of $109,648 is above the national average.
Real estate in ZIP code 20874 represents a mid-range housing market. The median home value of $385,300 is above the national average. Renters can expect to pay around $1,938 per month in median rent. Homeownership is strong here — 65.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 19% since 2019.
The population of 20874 is racially diverse, with White as the largest group at 26.7%. Residents are well-educated — 57.2% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.2%. Household income has grown by 16% since 2019.
The unemployment rate in 20874 stands at 4.3%, which is near the national average. About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 64%.
Overall, ZIP code 20874 in Germantown, MD is characterized as upper-middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 62,233 residents, a median household income of $109,648, and a median home value of $385,300, it offers a clear picture of life in this part of Maryland.