| ZIP Code | 20876 |
|---|---|
| City | Germantown |
| State | Maryland (MD) |
| County | Montgomery County |
| Area Code | 227/240/301 |
| Elevation | 561 ft |
| Latitude | 39.206734 |
|---|---|
| Longitude | -77.233675 |
| Timezone | New York (DST) |
| FIPS | 24031 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.8 yrs ↑ 8% since 2019 |
|---|---|
| Avg Household Size | 2.96 |
| Below Poverty | 9.2% ▼ 8% below avg |
| College Grads | 59.6% ▲ 54% above avg |
| Unemployment | 6.2% ▲ 28% above avg |
| No HS Diploma | 599 (3.8%) |
| HS Graduate | 2,760 (17.7%) |
| Some College | 954 (6.1%) |
| Associates | 1,996 (12.8%) |
| Bachelors | 1,052 (6.7%) |
| Graduate Degree | 8,235 (52.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $113,329 ▲ 49% above avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $456,500 ▲ 64% above avg ↑ 10% since 2019 |
| Home/Income Ratio | 4.0x (nat avg ~3.5x) |
| Median Rent | $2,081/mo ↑ 15% since 2019 |
| Total Units | 9,079 |
| Vacant Units | 144 |
| Avg HH Size | 2.96 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 9,079 |
|---|---|
| Vacant | 144 |
| Owner Occupied | 67.2% |
| Renter Occupied | 32.8% |
| Avg HH Size | 2.96 |
ZIP code 20876 is located in Germantown, Maryland, within Montgomery County. With a population of 26,511, this is a moderately populated ZIP code with a relatively young community — the median age is 36.8 years. Economically, 20876 is a upper-middle-income ZIP code: the median household income of $113,329 is above the national average.
Real estate in ZIP code 20876 represents a premium housing market. The median home value of $456,500 is significantly above the national average. Renters can expect to pay around $2,081 per month in median rent. Homeownership is strong here — 67.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 10% since 2019.
The population of 20876 is racially diverse, with Black as the largest group at 28.2%. Residents are well-educated — 59.6% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 9.2%. Household income has grown by 17% since 2019.
The unemployment rate in 20876 stands at 6.2%, which is above the national average. About 21% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 59%.
Overall, ZIP code 20876 in Germantown, MD is characterized as upper-middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 26,511 residents, a median household income of $113,329, and a median home value of $456,500, it offers a clear picture of life in this part of Maryland.