City

Prospect, KY

1 ZIP code  ·  Jefferson County  ·  Kentucky

👥19,899Population
💰$165,000Median HH Income▲ 116% above avg
🎂48.0Median Age
🏠$533,800Median Home Value▲ 91% above avg
🎓74.6%College Grads▲ 92% above avg
📊4.6%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.6% Female 50.4% ♀

Race & Ethnicity

White: 86.4%Hispanic: 2.4%Black: 4%Asian: 4.3%Other: 2.8%Race
White86.4%
Hispanic2.4%
Black4.0%
Asian4.3%
Other2.8%

Age Breakdown

Under 5
4%
5–17
18%
18–24
6%
25–44
17%
45–64
32%
65+
11%

Key Indicators

Median Age48.0 yrs
Avg HH Size2.50
Below Poverty1.7% ▼ 83% below avg
College Grads74.6% ▲ 92% above avg
Unemployment4.6% ≈ Avg
No HS Diploma13 (0.1%)
HS Graduate1,288 (9.4%)
Some College811 (5.9%)
Associates1,363 (10%)
Bachelors713 (5.2%)
Graduate Degree9,475 (69.3%)

Education

No HS: 0.1%HS Grad: 9.4%Some College: 5.9%Associates: 10%Bachelors: 5.2%Graduate: 69.3%Edu
No HS0.1%
HS Grad9.4%
Some College5.9%
Associates10.0%
Bachelors5.2%
Graduate69.3%
Housing & Income

Housing Tenure

Owner: 88.2%Renter: 11.8%Tenure
Owner88.2%
Renter11.8%

Home Value Distribution

Under $50k
1%
$50k–$100k
0%
$100k–$150k
4%
$150k–$200k
2%
$200k–$300k
5%
$300k–$500k
33%
Over $500k
53%

Financials

Median HH Income$165,000 ▲ 116% above avg
Median Home Value$533,800 ▲ 91% above avg
Home/Income Ratio3.2x (nat avg ~3.5x)
Median Rent$1,844/mo
Total Housing Units8,400
Vacant Units470

Income Distribution

Under $25k
4%
$25k–$50k
6%
$50k–$75k
10%
$75k–$100k
12%
$100k–$150k
14%
$150k–$200k
13%
Over $200k
40%
Employment & Commute

How People Get to Work

Drove Alone
77%
Public Transit
0%
Walked
1%
Work From Home
22%

Commute Time

Under 15 min
14%
15–30 min
54%
30–45 min
24%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
3%
1960s–1970s
13%
1980s–1990s
25%
2000+
59%
About Prospect, KY

Prospect is a city in Kentucky, located in Jefferson County. The city spans 1 ZIP code and is home to approximately 19,899 residents. It is a mature city, with a median age of 48 years.

Economically, Prospect is a affluent community. The median household income of $165,000 is more than double the national average. Approximately 1.7% of residents live below the poverty line. The unemployment rate is 4.6%, near the national average.

The real estate market in Prospect is a premium housing market. Median home values stand at $533,800, which is significantly above the national average. Renters typically pay around $1,844 per month. Homeownership is high at 88.2%, typical of suburban and family-oriented communities.

The population of Prospect is highly educated. 74.6% of adults hold a bachelor's degree or higher — significantly above the national average. The community is primarily White (86.42%).

Prospect, KY offers residents above-average earning potential within Kentucky.

ZIP Codes in Prospect
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
40059 19,899 $165,000 $533,800 $1,844 4.6% 74.6% 88.2%