City

Lancaster, KY

1 ZIP code  ·  Garrard County  ·  Kentucky

👥14,207Population
💰$62,324Median HH Income▼ 18% below avg
🎂43.1Median Age
🏠$194,100Median Home Value▼ 30% below avg
🎓31.0%College Grads▼ 20% below avg
📊6.6%Unemployment▲ 35% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 47.7% Female 52.3% ♀

Race & Ethnicity

White: 90.7%Hispanic: 3.3%Black: 2.6%Other: 2.4%Race
White90.7%
Hispanic3.3%
Black2.6%
Other2.4%

Age Breakdown

Under 5
5%
5–17
16%
18–24
7%
25–44
24%
45–64
29%
65+
9%

Key Indicators

Median Age43.1 yrs
Avg HH Size2.54
Below Poverty14.8% ▲ 48% above avg
College Grads31.0% ▼ 20% below avg
Unemployment6.6% ▲ 35% above avg
No HS Diploma82 (0.9%)
HS Graduate3,183 (35.4%)
Some College1,348 (15%)
Associates1,598 (17.8%)
Bachelors927 (10.3%)
Graduate Degree1,860 (20.7%)

Education

No HS: 0.9%HS Grad: 35.4%Some College: 15%Associates: 17.8%Bachelors: 10.3%Graduate: 20.7%Edu
No HS0.9%
HS Grad35.4%
Some College15.0%
Associates17.8%
Bachelors10.3%
Graduate20.7%
Housing & Income

Housing Tenure

Owner: 79.8%Renter: 20.2%Tenure
Owner79.8%
Renter20.2%

Home Value Distribution

Under $50k
8%
$50k–$100k
12%
$100k–$150k
17%
$150k–$200k
17%
$200k–$300k
24%
$300k–$500k
18%
Over $500k
5%

Financials

Median HH Income$62,324 ▼ 18% below avg
Median Home Value$194,100 ▼ 30% below avg
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$785/mo
Total Housing Units6,096
Vacant Units546

Income Distribution

Under $25k
20%
$25k–$50k
21%
$50k–$75k
19%
$75k–$100k
14%
$100k–$150k
17%
$150k–$200k
6%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
87%
Public Transit
1%
Walked
0%
Work From Home
12%

Commute Time

Under 15 min
15%
15–30 min
30%
30–45 min
25%
Over 45 min
30%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
9%
1960s–1970s
12%
1980s–1990s
20%
2000+
58%
About Lancaster, KY

Lancaster is a city in Kentucky, located in Garrard County. The city spans 1 ZIP code and is home to approximately 14,207 residents. It is a middle-aged city, with a median age of 43.1 years.

Economically, Lancaster is a solidly middle-class community. The median household income of $62,324 is below the national average. Approximately 14.8% of residents live below the poverty line. The unemployment rate is 6.6%, above the national average.

The real estate market in Lancaster is an affordable housing market. Median home values stand at $194,100, which is below the national average. Renters typically pay around $785 per month. Homeownership is high at 79.8%, typical of suburban and family-oriented communities.

The population of Lancaster is moderately educated. 31.0% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (90.69%).

Lancaster, KY offers residents a cost-conscious lifestyle within Kentucky.

ZIP Codes in Lancaster
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
40444 14,207 $62,324 $194,100 $785 6.6% 31.0% 79.8%