City

Hartford, KY

1 ZIP code  ·  Ohio County  ·  Kentucky

👥5,840Population
💰$59,252Median HH Income▼ 22% below avg
🎂39.0Median Age
🏠$123,900Median Home Value▼ 56% below avg
🎓35.9%College Grads≈ Avg
📊4.0%Unemployment▼ 18% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 46.8% Female 53.2% ♀

Race & Ethnicity

White: 95.4%Hispanic: 1.3%Black: 0.5%Asian: 0.6%Other: 1.5%Race
White95.4%
Hispanic1.3%
Black0.5%
Asian0.6%
Other1.5%

Age Breakdown

Under 5
5%
5–17
19%
18–24
8%
25–44
24%
45–64
27%
65+
7%

Key Indicators

Median Age39.0 yrs
Avg HH Size2.44
Below Poverty9.8% ≈ Avg
College Grads35.9% ≈ Avg
Unemployment4.0% ▼ 18% below avg
No HS Diploma50 (1.4%)
HS Graduate1,111 (31.1%)
Some College666 (18.6%)
Associates463 (13%)
Bachelors566 (15.8%)
Graduate Degree717 (20.1%)

Education

No HS: 1.4%HS Grad: 31.1%Some College: 18.6%Associates: 13%Bachelors: 15.8%Graduate: 20.1%Edu
No HS1.4%
HS Grad31.1%
Some College18.6%
Associates13.0%
Bachelors15.8%
Graduate20.1%
Housing & Income

Housing Tenure

Owner: 74.3%Renter: 25.7%Tenure
Owner74.3%
Renter25.7%

Home Value Distribution

Under $50k
13%
$50k–$100k
21%
$100k–$150k
27%
$150k–$200k
12%
$200k–$300k
13%
$300k–$500k
9%
Over $500k
5%

Financials

Median HH Income$59,252 ▼ 22% below avg
Median Home Value$123,900 ▼ 56% below avg
Home/Income Ratio2.1x (nat avg ~3.5x)
Median Rent$622/mo
Total Housing Units2,493
Vacant Units157

Income Distribution

Under $25k
22%
$25k–$50k
15%
$50k–$75k
25%
$75k–$100k
18%
$100k–$150k
15%
$150k–$200k
3%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
92%
Walked
2%
Work From Home
6%

Commute Time

Under 15 min
33%
15–30 min
30%
30–45 min
25%
Over 45 min
12%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
12%
1960s–1970s
12%
1980s–1990s
16%
2000+
55%
About Hartford, KY

Hartford is a city in Kentucky, located in Ohio County. The city spans 1 ZIP code and is home to approximately 5,840 residents. It is a middle-aged city, with a median age of 39 years.

Economically, Hartford is a solidly middle-class community. The median household income of $59,252 is below the national average. Approximately 9.8% of residents live below the poverty line. The unemployment rate is 4.0%, below the national average.

The real estate market in Hartford is one of the more affordable housing markets in the country. Median home values stand at $123,900, which is well below the national average. Renters typically pay around $622 per month. Homeownership is high at 74.3%, typical of suburban and family-oriented communities.

The population of Hartford is moderately educated. 35.9% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (95.43%).

Hartford, KY offers residents a cost-conscious lifestyle within Kentucky.

ZIP Codes in Hartford
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
42347 5,840 $59,252 $123,900 $622 4.0% 35.9% 74.3%