City

Garfield, KY

1 ZIP code  ·  Breckinridge County  ·  Kentucky

👥699Population
💰$53,611Median HH Income▼ 30% below avg
🎂38.1Median Age
🏠$156,800Median Home Value▼ 44% below avg
🎓23.1%College Grads▼ 40% below avg
📊8.2%Unemployment▲ 67% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 56.4% Female 43.6% ♀

Race & Ethnicity

White: 80.8%Hispanic: 8.7%Black: 7.7%Other: 2.7%Race
White80.8%
Hispanic8.7%
Black7.7%
Other2.7%

Age Breakdown

Under 5
8%
5–17
15%
18–24
15%
25–44
18%
45–64
29%
65+
6%

Key Indicators

Median Age38.1 yrs
Avg HH Size2.38
Below Poverty34.2% ▲ 242% above avg
College Grads23.1% ▼ 40% below avg
Unemployment8.2% ▲ 67% above avg
HS Graduate165 (38.1%)
Some College105 (24.2%)
Associates63 (14.5%)
Bachelors30 (6.9%)
Graduate Degree70 (16.2%)

Education

HS Grad: 38.1%Some College: 24.2%Associates: 14.5%Bachelors: 6.9%Graduate: 16.2%Edu
HS Grad38.1%
Some College24.2%
Associates14.5%
Bachelors6.9%
Graduate16.2%
Housing & Income

Housing Tenure

Owner: 89.1%Renter: 10.9%Tenure
Owner89.1%
Renter10.9%

Home Value Distribution

Under $50k
34%
$50k–$100k
10%
$100k–$150k
5%
$150k–$200k
20%
$200k–$300k
15%
Over $500k
16%

Financials

Median HH Income$53,611 ▼ 30% below avg
Median Home Value$156,800 ▼ 44% below avg
Home/Income Ratio2.9x (nat avg ~3.5x)
Total Housing Units382
Vacant Units88

Income Distribution

Under $25k
44%
$50k–$75k
12%
$75k–$100k
22%
$100k–$150k
9%
$150k–$200k
2%
Over $200k
11%
Employment & Commute

How People Get to Work

Drove Alone
91%
Work From Home
9%

Commute Time

Under 15 min
6%
15–30 min
26%
30–45 min
43%
Over 45 min
25%
Housing Stock

Year Built

Before 1940
10%
1940s–1950s
3%
1960s–1970s
4%
1980s–1990s
28%
2000+
55%
About Garfield, KY

Garfield is a city in Kentucky, located in Breckinridge County. The city spans 1 ZIP code and is home to approximately 699 residents. It is a middle-aged city, with a median age of 38.1 years.

Economically, Garfield is a working-class community. The median household income of $53,611 is below the national average. Approximately 34.2% of residents live below the poverty line. The unemployment rate is 8.2%, significantly above the national average.

The real estate market in Garfield is an affordable housing market. Median home values stand at $156,800, which is below the national average. Homeownership is high at 89.1%, typical of suburban and family-oriented communities.

The population of Garfield is less-educated. 23.1% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (80.83%).

Garfield, KY offers residents a cost-conscious lifestyle within Kentucky.

ZIP Codes in Garfield
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
40140 699 $53,611 $156,800 8.2% 23.1% 89.1%