County

Morgan County, KY

8 ZIP codes  ·  8 cities  ·  Kentucky

👥13,255Population
💰$46,191Median HH Income▼ 39% below avg
🎂42.0Median Age
🏠$108,577Median Home Value▼ 61% below avg
🎓27.6%College Grads▼ 29% below avg
📊4.0%Unemployment▼ 18% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 58.5% Female 41.5% ♀

Race & Ethnicity

White: 89.6%Hispanic: 3.7%Black: 4.8%Asian: 0.7%Other: 2.6%Race
White89.6%
Hispanic3.7%
Black4.8%
Asian0.7%
Other2.6%

Age Breakdown

Under 5
6%
5–17
14%
18–24
7%
25–44
29%
45–64
27%
65+
9%

Key Indicators

Median Age42.0 yrs
Avg HH Size2.56
Below Poverty15.9% ▲ 59% above avg
College Grads27.6% ▼ 29% below avg
Unemployment4.0% ▼ 18% below avg
No HS Diploma194 (2.4%)
HS Graduate3,048 (37.2%)
Some College1,557 (19%)
Associates1,129 (13.8%)
Bachelors643 (7.8%)
Graduate Degree1,622 (19.8%)

Education

No HS: 2.4%HS Grad: 37.2%Some College: 19%Associates: 13.8%Bachelors: 7.8%Graduate: 19.8%Edu
No HS2.4%
HS Grad37.2%
Some College19.0%
Associates13.8%
Bachelors7.8%
Graduate19.8%
Housing & Income

Housing Tenure

Owner: 77.2%Renter: 22.8%Tenure
Owner77.2%
Renter22.8%

Home Value Distribution

Under $50k
20%
$50k–$100k
28%
$100k–$150k
14%
$150k–$200k
14%
$200k–$300k
14%
$300k–$500k
7%
Over $500k
3%

Financials

Median HH Income$46,191 ▼ 39% below avg
Median Home Value$108,577 ▼ 61% below avg
Home/Income Ratio2.4x (nat avg ~3.5x)
Median Rent$717/mo
Total Housing Units5,279
Vacant Units764

Income Distribution

Under $25k
27%
$25k–$50k
24%
$50k–$75k
17%
$75k–$100k
13%
$100k–$150k
9%
$150k–$200k
7%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
91%
Public Transit
1%
Walked
0%
Work From Home
7%

Commute Time

Under 15 min
33%
15–30 min
24%
30–45 min
17%
Over 45 min
27%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
5%
1960s–1970s
16%
1980s–1990s
18%
2000+
61%
About Morgan County, KY

Morgan County is located in Kentucky and encompasses 8 ZIP codes spanning 8 cities and communities. The county has an estimated population of 13,255 residents. With a median age of 42, it is a middle-aged county.

Morgan County has a working-class economic profile. The median household income of $46,190 is below the national average. Unemployment stands at 4.0%, below the national average. The poverty rate of 15.9% is above the national average.

Housing in Morgan County is one of the more affordable housing markets in the country, with a median home value of $108,577 — well below the national average. Monthly median rent is approximately $717. Homeownership rates are high at 77.2%, reflecting a largely residential, stable population.

The residents of Morgan County are primarily White (89.6%). Educational attainment is moderately educated — 27.6% of adults hold a bachelor's degree or higher, below the national average.

Morgan County, KY is a working-class area in Kentucky. The 8 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Morgan County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
41408 Cannel City 452 $26,780 $69,800 0.0% 24.4%
41421 Elkfork 338 $39,688 0.0% 28.1%
41425 Ezel 1,146 $40,208 $78,400 $1,278 4.2% 26.5%
41352 Mize 616 $47,639 $105,900 2.8% 19.8%
41472 West Liberty 10,703 $47,773 $113,600 $657 4.3% 28.3%