County

Montgomery County, KY

3 ZIP codes  ·  3 cities  ·  Kentucky

👥27,995Population
💰$57,942Median HH Income▼ 24% below avg
🎂40.4Median Age
🏠$167,350Median Home Value▼ 40% below avg
🎓31.4%College Grads▼ 19% below avg
📊4.1%Unemployment▼ 16% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.3% Female 51.7% ♀

Race & Ethnicity

White: 92%Hispanic: 3.4%Black: 2.7%Asian: 0.5%Other: 1.1%Race
White92.0%
Hispanic3.4%
Black2.7%
Asian0.5%
Other1.1%

Age Breakdown

Under 5
5%
5–17
18%
18–24
8%
25–44
25%
45–64
27%
65+
8%

Key Indicators

Median Age40.4 yrs
Avg HH Size2.55
Below Poverty15.1% ▲ 51% above avg
College Grads31.4% ▼ 19% below avg
Unemployment4.1% ▼ 16% below avg
No HS Diploma197 (1.2%)
HS Graduate6,220 (37.2%)
Some College3,019 (18.1%)
Associates2,039 (12.2%)
Bachelors1,393 (8.3%)
Graduate Degree3,855 (23.1%)

Education

No HS: 1.2%HS Grad: 37.2%Some College: 18.1%Associates: 12.2%Bachelors: 8.3%Graduate: 23.1%Edu
No HS1.2%
HS Grad37.2%
Some College18.1%
Associates12.2%
Bachelors8.3%
Graduate23.1%
Housing & Income

Housing Tenure

Owner: 66.5%Renter: 33.5%Tenure
Owner66.5%
Renter33.5%

Home Value Distribution

Under $50k
12%
$50k–$100k
16%
$100k–$150k
18%
$150k–$200k
17%
$200k–$300k
22%
$300k–$500k
12%
Over $500k
3%

Financials

Median HH Income$57,942 ▼ 24% below avg
Median Home Value$167,349 ▼ 40% below avg
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$796/mo
Total Housing Units12,112
Vacant Units1,254

Income Distribution

Under $25k
23%
$25k–$50k
17%
$50k–$75k
18%
$75k–$100k
17%
$100k–$150k
18%
$150k–$200k
4%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
91%
Public Transit
0%
Walked
1%
Work From Home
8%

Commute Time

Under 15 min
40%
15–30 min
22%
30–45 min
16%
Over 45 min
23%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
7%
1960s–1970s
14%
1980s–1990s
21%
2000+
56%
About Montgomery County, KY

Montgomery County is located in Kentucky and encompasses 3 ZIP codes spanning 3 cities and communities. The county has an estimated population of 27,995 residents. With a median age of 40.4, it is a middle-aged county.

Montgomery County has a solidly middle-class economic profile. The median household income of $57,941 is below the national average. Unemployment stands at 4.1%, below the national average. The poverty rate of 15.1% is above the national average.

Housing in Montgomery County is an affordable housing market, with a median home value of $167,349 — below the national average. Monthly median rent is approximately $795. Homeownership rates are high at 66.5%, reflecting a largely residential, stable population.

The residents of Montgomery County are primarily White (92.01%). Educational attainment is moderately educated — 31.4% of adults hold a bachelor's degree or higher, below the national average.

Montgomery County, KY is a solidly middle-class area in Kentucky. The 3 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Montgomery County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
40337 Jeffersonville 5,461 $61,906 $116,800 $802 5.5% 30.3%
40353 Mount Sterling 22,534 $56,981 $179,600 $794 3.8% 31.6%

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