City

Clay, KY

1 ZIP code  ·  Webster County  ·  Kentucky

👥2,268Population
💰$51,750Median HH Income▼ 32% below avg
🎂37.3Median Age
🏠$106,800Median Home Value▼ 62% below avg
🎓30.5%College Grads▼ 21% below avg
📊5.3%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.2% Female 51.9% ♀

Race & Ethnicity

White: 94.2%Hispanic: 4.5%Black: 0.1%Race
White94.2%
Hispanic4.5%
Black0.1%

Age Breakdown

Under 5
6%
5–17
19%
18–24
12%
25–44
21%
45–64
25%
65+
8%

Key Indicators

Median Age37.3 yrs
Avg HH Size2.53
Below Poverty14.4% ▲ 44% above avg
College Grads30.5% ▼ 21% below avg
Unemployment5.3% ≈ Avg
No HS Diploma33 (2.6%)
HS Graduate434 (34.4%)
Some College192 (15.2%)
Associates218 (17.3%)
Bachelors167 (13.2%)
Graduate Degree217 (17.2%)

Education

No HS: 2.6%HS Grad: 34.4%Some College: 15.2%Associates: 17.3%Bachelors: 13.2%Graduate: 17.2%Edu
No HS2.6%
HS Grad34.4%
Some College15.2%
Associates17.3%
Bachelors13.2%
Graduate17.2%
Housing & Income

Housing Tenure

Owner: 81.1%Renter: 18.9%Tenure
Owner81.1%
Renter18.9%

Home Value Distribution

Under $50k
24%
$50k–$100k
23%
$100k–$150k
16%
$150k–$200k
10%
$200k–$300k
15%
$300k–$500k
8%
Over $500k
5%

Financials

Median HH Income$51,750 ▼ 32% below avg
Median Home Value$106,800 ▼ 62% below avg
Home/Income Ratio2.1x (nat avg ~3.5x)
Median Rent$757/mo
Total Housing Units1,068
Vacant Units173

Income Distribution

Under $25k
27%
$25k–$50k
21%
$50k–$75k
15%
$75k–$100k
12%
$100k–$150k
19%
$150k–$200k
4%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
96%
Walked
2%
Work From Home
1%

Commute Time

Under 15 min
39%
15–30 min
13%
30–45 min
20%
Over 45 min
27%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
11%
1960s–1970s
13%
1980s–1990s
11%
2000+
63%
About Clay, KY

Clay is a city in Kentucky, located in Webster County. The city spans 1 ZIP code and is home to approximately 2,268 residents. It is a relatively young city, with a median age of 37.3 years.

Economically, Clay is a working-class community. The median household income of $51,750 is below the national average. Approximately 14.4% of residents live below the poverty line. The unemployment rate is 5.3%, near the national average.

The real estate market in Clay is one of the more affordable housing markets in the country. Median home values stand at $106,800, which is well below the national average. Renters typically pay around $757 per month. Homeownership is high at 81.1%, typical of suburban and family-oriented communities.

The population of Clay is moderately educated. 30.5% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (94.18%).

Clay, KY offers residents a cost-conscious lifestyle within Kentucky.

ZIP Codes in Clay
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
42404 2,268 $51,750 $106,800 $757 5.3% 30.5% 81.1%