City

Monticello, IN

1 ZIP code  ·  White County  ·  Indiana

👥15,313Population
💰$61,087Median HH Income▼ 20% below avg
🎂47.8Median Age
🏠$179,300Median Home Value▼ 36% below avg
🎓28.9%College Grads▼ 25% below avg
📊6.0%Unemployment▲ 22% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.2% Female 50.8% ♀

Race & Ethnicity

White: 92.1%Hispanic: 5.8%Black: 0.2%Asian: 0.1%Other: 1.7%Race
White92.1%
Hispanic5.8%
Black0.2%
Asian0.1%
Other1.7%

Age Breakdown

Under 5
5%
5–17
14%
18–24
8%
25–44
20%
45–64
28%
65+
11%

Key Indicators

Median Age47.8 yrs
Avg HH Size2.39
Below Poverty9.6% ≈ Avg
College Grads28.9% ▼ 25% below avg
Unemployment6.0% ▲ 22% above avg
No HS Diploma162 (1.5%)
HS Graduate4,109 (39.2%)
Some College2,141 (20.4%)
Associates1,048 (10%)
Bachelors1,067 (10.2%)
Graduate Degree1,962 (18.7%)

Education

No HS: 1.5%HS Grad: 39.2%Some College: 20.4%Associates: 10%Bachelors: 10.2%Graduate: 18.7%Edu
No HS1.5%
HS Grad39.2%
Some College20.4%
Associates10.0%
Bachelors10.2%
Graduate18.7%
Housing & Income

Housing Tenure

Owner: 78.7%Renter: 21.3%Tenure
Owner78.7%
Renter21.3%

Home Value Distribution

Under $50k
6%
$50k–$100k
12%
$100k–$150k
23%
$150k–$200k
18%
$200k–$300k
21%
$300k–$500k
13%
Over $500k
6%

Financials

Median HH Income$61,087 ▼ 20% below avg
Median Home Value$179,300 ▼ 36% below avg
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$852/mo
Total Housing Units9,757
Vacant Units3,440

Income Distribution

Under $25k
16%
$25k–$50k
21%
$50k–$75k
21%
$75k–$100k
17%
$100k–$150k
12%
$150k–$200k
8%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
93%
Walked
1%
Work From Home
6%

Commute Time

Under 15 min
37%
15–30 min
30%
30–45 min
17%
Over 45 min
15%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
12%
1960s–1970s
14%
1980s–1990s
13%
2000+
57%
About Monticello, IN

Monticello is a city in Indiana, located in White County. The city spans 1 ZIP code and is home to approximately 15,313 residents. It is a mature city, with a median age of 47.8 years.

Economically, Monticello is a solidly middle-class community. The median household income of $61,087 is below the national average. Approximately 9.6% of residents live below the poverty line. The unemployment rate is 6.0%, above the national average.

The real estate market in Monticello is an affordable housing market. Median home values stand at $179,300, which is below the national average. Renters typically pay around $852 per month. Homeownership is high at 78.7%, typical of suburban and family-oriented communities.

The population of Monticello is moderately educated. 28.9% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (92.12%).

Monticello, IN offers residents a cost-conscious lifestyle within Indiana.

ZIP Codes in Monticello
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
47960 15,313 $61,087 $179,300 $852 6.0% 28.9% 78.7%