City

Pearl City, IL

1 ZIP code  ·  Stephenson County  ·  Illinois

👥1,881Population
💰$78,929Median HH Income≈ Avg
🎂37.3Median Age
🏠$176,100Median Home Value▼ 37% below avg
🎓40.9%College Grads≈ Avg
📊0.6%Unemployment▼ 89% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.8% Female 50.2% ♀

Race & Ethnicity

White: 90.6%Hispanic: 5%Black: 3.6%Other: 0.9%Race
White90.6%
Hispanic5.0%
Black3.6%
Other0.9%

Age Breakdown

Under 5
8%
5–17
25%
18–24
5%
25–44
20%
45–64
27%
65+
9%

Key Indicators

Median Age37.3 yrs
Avg HH Size2.74
Below Poverty5.3% ▼ 47% below avg
College Grads40.9% ≈ Avg
Unemployment0.6% ▼ 89% below avg
No HS Diploma8 (0.7%)
HS Graduate375 (33.8%)
Some College118 (10.6%)
Associates155 (14%)
Bachelors166 (15%)
Graduate Degree287 (25.9%)

Education

No HS: 0.7%HS Grad: 33.8%Some College: 10.6%Associates: 14%Bachelors: 15%Graduate: 25.9%Edu
No HS0.7%
HS Grad33.8%
Some College10.6%
Associates14.0%
Bachelors15.0%
Graduate25.9%
Housing & Income

Housing Tenure

Owner: 82.9%Renter: 17.1%Tenure
Owner82.9%
Renter17.1%

Home Value Distribution

Under $50k
2%
$50k–$100k
17%
$100k–$150k
21%
$150k–$200k
20%
$200k–$300k
8%
$300k–$500k
22%
Over $500k
11%

Financials

Median HH Income$78,929 ≈ Avg
Median Home Value$176,100 ▼ 37% below avg
Home/Income Ratio2.2x (nat avg ~3.5x)
Median Rent$775/mo
Total Housing Units702
Vacant Units16

Income Distribution

Under $25k
13%
$25k–$50k
13%
$50k–$75k
20%
$75k–$100k
21%
$100k–$150k
21%
$150k–$200k
7%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
88%
Walked
3%
Work From Home
10%

Commute Time

Under 15 min
27%
15–30 min
36%
30–45 min
24%
Over 45 min
13%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
5%
1960s–1970s
12%
1980s–1990s
12%
2000+
69%
About Pearl City, IL

Pearl City is a city in Illinois, located in Stephenson County. The city spans 1 ZIP code and is home to approximately 1,881 residents. It is a relatively young city, with a median age of 37.3 years.

Economically, Pearl City is a middle-income community. The median household income of $78,929 is near the national average. Approximately 5.3% of residents live below the poverty line. The unemployment rate is 0.6%, well below the national average.

The real estate market in Pearl City is an affordable housing market. Median home values stand at $176,100, which is below the national average. Renters typically pay around $775 per month. Homeownership is high at 82.9%, typical of suburban and family-oriented communities.

The population of Pearl City is well-educated. 40.9% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (90.59%).

Pearl City, IL offers residents above-average earning potential within Illinois.

ZIP Codes in Pearl City
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
61062 1,881 $78,929 $176,100 $775 0.6% 40.9% 82.9%