City

Red Oak, IA

2 ZIP codes  ·  Montgomery County  ·  Iowa

👥7,004Population
💰$58,264Median HH Income▼ 24% below avg
🎂42.6Median Age
🏠$116,200Median Home Value▼ 58% below avg
🎓32.9%College Grads▼ 15% below avg
📊3.4%Unemployment▼ 31% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.9% Female 51.1% ♀

Race & Ethnicity

White: 91.3%Hispanic: 1.4%Black: 0.8%Asian: 1%Other: 3.9%Race
White91.3%
Hispanic1.4%
Black0.8%
Asian1.0%
Other3.9%

Age Breakdown

Under 5
5%
5–17
18%
18–24
8%
25–44
22%
45–64
26%
65+
9%

Key Indicators

Median Age42.6 yrs
Avg HH Size2.17
Below Poverty13.4% ▲ 34% above avg
College Grads32.9% ▼ 15% below avg
Unemployment3.4% ▼ 31% below avg
No HS Diploma96 (2.1%)
HS Graduate1,626 (35.6%)
Some College686 (15%)
Associates653 (14.3%)
Bachelors607 (13.3%)
Graduate Degree895 (19.6%)

Education

No HS: 2.1%HS Grad: 35.6%Some College: 15%Associates: 14.3%Bachelors: 13.3%Graduate: 19.6%Edu
No HS2.1%
HS Grad35.6%
Some College15.0%
Associates14.3%
Bachelors13.3%
Graduate19.6%
Housing & Income

Housing Tenure

Owner: 68.3%Renter: 31.7%Tenure
Owner68.3%
Renter31.7%

Home Value Distribution

Under $50k
11%
$50k–$100k
33%
$100k–$150k
16%
$150k–$200k
16%
$200k–$300k
13%
$300k–$500k
9%
Over $500k
3%

Financials

Median HH Income$58,264 ▼ 24% below avg
Median Home Value$116,200 ▼ 58% below avg
Home/Income Ratio2.0x (nat avg ~3.5x)
Median Rent$783/mo
Total Housing Units3,435
Vacant Units276

Income Distribution

Under $25k
22%
$25k–$50k
19%
$50k–$75k
18%
$75k–$100k
13%
$100k–$150k
15%
$150k–$200k
10%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
0%
Walked
2%
Work From Home
10%

Commute Time

Under 15 min
62%
15–30 min
12%
30–45 min
9%
Over 45 min
18%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
16%
1960s–1970s
11%
1980s–1990s
6%
2000+
63%
About Red Oak, IA

Red Oak is a city in Iowa, located in Montgomery County. The city spans 2 ZIP codes and is home to approximately 7,004 residents. It is a middle-aged city, with a median age of 42.6 years.

Economically, Red Oak is a solidly middle-class community. The median household income of $58,264 is below the national average. Approximately 13.4% of residents live below the poverty line. The unemployment rate is 3.4%, below the national average.

The real estate market in Red Oak is one of the more affordable housing markets in the country. Median home values stand at $116,200, which is well below the national average. Renters typically pay around $783 per month. Homeownership is high at 68.3%, typical of suburban and family-oriented communities.

The population of Red Oak is moderately educated. 32.9% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (91.3%).

Red Oak, IA offers residents a cost-conscious lifestyle within Iowa. Spread across 2 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Red Oak
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
51566 7,004 $58,264 $116,200 $783 3.4% 32.9% 68.3%

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