City

Charles City, IA

1 ZIP code  ·  Floyd County  ·  Iowa

👥9,419Population
💰$63,226Median HH Income▼ 17% below avg
🎂45.8Median Age
🏠$135,000Median Home Value▼ 52% below avg
🎓32.8%College Grads▼ 15% below avg
📊3.8%Unemployment▼ 23% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.8% Female 50.2% ♀

Race & Ethnicity

White: 87.3%Hispanic: 5.3%Black: 1.6%Asian: 2.3%Other: 3.5%Race
White87.3%
Hispanic5.3%
Black1.6%
Asian2.3%
Other3.5%

Age Breakdown

Under 5
5%
5–17
17%
18–24
7%
25–44
21%
45–64
27%
65+
9%

Key Indicators

Median Age45.8 yrs
Avg HH Size2.20
Below Poverty12.7% ▲ 27% above avg
College Grads32.8% ▼ 15% below avg
Unemployment3.8% ▼ 23% below avg
No HS Diploma34 (0.5%)
HS Graduate2,445 (38%)
Some College989 (15.4%)
Associates851 (13.2%)
Bachelors874 (13.6%)
Graduate Degree1,237 (19.2%)

Education

No HS: 0.5%HS Grad: 38%Some College: 15.4%Associates: 13.2%Bachelors: 13.6%Graduate: 19.2%Edu
No HS0.5%
HS Grad38.0%
Some College15.4%
Associates13.2%
Bachelors13.6%
Graduate19.2%
Housing & Income

Housing Tenure

Owner: 71.1%Renter: 28.9%Tenure
Owner71.1%
Renter28.9%

Home Value Distribution

Under $50k
7%
$50k–$100k
25%
$100k–$150k
26%
$150k–$200k
13%
$200k–$300k
19%
$300k–$500k
6%
Over $500k
3%

Financials

Median HH Income$63,226 ▼ 17% below avg
Median Home Value$135,000 ▼ 52% below avg
Home/Income Ratio2.1x (nat avg ~3.5x)
Median Rent$628/mo
Total Housing Units4,590
Vacant Units406

Income Distribution

Under $25k
19%
$25k–$50k
16%
$50k–$75k
17%
$75k–$100k
20%
$100k–$150k
15%
$150k–$200k
7%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
90%
Walked
1%
Work From Home
9%

Commute Time

Under 15 min
61%
15–30 min
21%
30–45 min
10%
Over 45 min
7%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
20%
1960s–1970s
10%
1980s–1990s
8%
2000+
60%
About Charles City, IA

Charles City is a city in Iowa, located in Floyd County. The city spans 1 ZIP code and is home to approximately 9,419 residents. It is a mature city, with a median age of 45.8 years.

Economically, Charles City is a solidly middle-class community. The median household income of $63,226 is below the national average. Approximately 12.7% of residents live below the poverty line. The unemployment rate is 3.8%, below the national average.

The real estate market in Charles City is one of the more affordable housing markets in the country. Median home values stand at $135,000, which is well below the national average. Renters typically pay around $628 per month. Homeownership is high at 71.1%, typical of suburban and family-oriented communities.

The population of Charles City is moderately educated. 32.8% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (87.25%).

Charles City, IA offers residents a cost-conscious lifestyle within Iowa.

ZIP Codes in Charles City
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
50616 9,419 $63,226 $135,000 $628 3.8% 32.8% 71.1%