City

Carter Lake, IA

1 ZIP code  ·  Pottawattamie County  ·  Iowa

👥3,773Population
💰$75,037Median HH Income≈ Avg
🎂40.1Median Age
🏠$161,200Median Home Value▼ 42% below avg
🎓22.7%College Grads▼ 41% below avg
📊4.7%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 55.9% Female 44.1% ♀

Race & Ethnicity

White: 75.3%Hispanic: 19.9%Black: 0.6%Asian: 0.6%Other: 2.6%Race
White75.3%
Hispanic19.9%
Black0.6%
Asian0.6%
Other2.6%

Age Breakdown

Under 5
6%
5–17
20%
18–24
10%
25–44
21%
45–64
28%
65+
8%

Key Indicators

Median Age40.1 yrs
Avg HH Size2.72
Below Poverty15.2% ▲ 52% above avg
College Grads22.7% ▼ 41% below avg
Unemployment4.7% ≈ Avg
No HS Diploma30 (1.3%)
HS Graduate1,170 (51%)
Some College344 (15%)
Associates229 (10%)
Bachelors205 (8.9%)
Graduate Degree315 (13.7%)

Education

No HS: 1.3%HS Grad: 51%Some College: 15%Associates: 10%Bachelors: 8.9%Graduate: 13.7%Edu
No HS1.3%
HS Grad51.0%
Some College15.0%
Associates10.0%
Bachelors8.9%
Graduate13.7%
Housing & Income

Housing Tenure

Owner: 84.3%Renter: 15.7%Tenure
Owner84.3%
Renter15.7%

Home Value Distribution

Under $50k
12%
$50k–$100k
9%
$100k–$150k
23%
$150k–$200k
22%
$200k–$300k
15%
$300k–$500k
15%
Over $500k
4%

Financials

Median HH Income$75,037 ≈ Avg
Median Home Value$161,200 ▼ 42% below avg
Home/Income Ratio2.1x (nat avg ~3.5x)
Median Rent$1,115/mo
Total Housing Units1,461
Vacant Units72

Income Distribution

Under $25k
13%
$25k–$50k
20%
$50k–$75k
16%
$75k–$100k
13%
$100k–$150k
28%
$150k–$200k
6%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
87%
Walked
1%
Work From Home
11%

Commute Time

Under 15 min
30%
15–30 min
53%
30–45 min
11%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
19%
1960s–1970s
6%
1980s–1990s
17%
2000+
55%
About Carter Lake, IA

Carter Lake is a city in Iowa, located in Pottawattamie County. The city spans 1 ZIP code and is home to approximately 3,773 residents. It is a middle-aged city, with a median age of 40.1 years.

Economically, Carter Lake is a middle-income community. The median household income of $75,037 is near the national average. Approximately 15.2% of residents live below the poverty line. The unemployment rate is 4.7%, near the national average.

The real estate market in Carter Lake is an affordable housing market. Median home values stand at $161,200, which is below the national average. Renters typically pay around $1,115 per month. Homeownership is high at 84.3%, typical of suburban and family-oriented communities.

The population of Carter Lake is less-educated. 22.7% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (75.27%).

Carter Lake, IA offers residents a cost-conscious lifestyle within Iowa.

ZIP Codes in Carter Lake
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
51510 3,773 $75,037 $161,200 $1,115 4.7% 22.7% 84.3%