County

Clay County, FL

12 ZIP codes  ·  8 cities  ·  Florida

👥220,336Population
💰$86,999Median HH Income▲ 14% above avg
🎂40.6Median Age
🏠$282,038Median Home Value≈ Avg
🎓42.1%College Grads▲ 9% above avg
📊3.8%Unemployment▼ 23% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.5% Female 50.5% ♀

Race & Ethnicity

White: 68.9%Hispanic: 11.1%Black: 11.2%Asian: 2.9%Other: 4.7%Race
White68.9%
Hispanic11.1%
Black11.2%
Asian2.9%
Other4.7%

Age Breakdown

Under 5
5%
5–17
18%
18–24
8%
25–44
26%
45–64
27%
65+
8%

Key Indicators

Median Age40.6 yrs
Avg HH Size2.71
Below Poverty9.2% ▼ 8% below avg
College Grads42.1% ▲ 9% above avg
Unemployment3.8% ▼ 23% below avg
No HS Diploma1,455 (1%)
HS Graduate36,534 (25.2%)
Some College22,011 (15.2%)
Associates23,730 (16.3%)
Bachelors18,324 (12.6%)
Graduate Degree43,123 (29.7%)

Education

No HS: 1%HS Grad: 25.2%Some College: 15.2%Associates: 16.3%Bachelors: 12.6%Graduate: 29.7%Edu
No HS1.0%
HS Grad25.2%
Some College15.2%
Associates16.3%
Bachelors12.6%
Graduate29.7%
Housing & Income

Housing Tenure

Owner: 76.1%Renter: 23.9%Tenure
Owner76.1%
Renter23.9%

Home Value Distribution

Under $50k
4%
$50k–$100k
4%
$100k–$150k
4%
$150k–$200k
12%
$200k–$300k
31%
$300k–$500k
34%
Over $500k
10%

Financials

Median HH Income$86,999 ▲ 14% above avg
Median Home Value$282,038 ≈ Avg
Home/Income Ratio3.2x (nat avg ~3.5x)
Median Rent$1,493/mo
Total Housing Units85,798
Vacant Units5,120

Income Distribution

Under $25k
10%
$25k–$50k
15%
$50k–$75k
17%
$75k–$100k
14%
$100k–$150k
24%
$150k–$200k
11%
Over $200k
10%
Employment & Commute

How People Get to Work

Drove Alone
83%
Public Transit
0%
Walked
1%
Work From Home
16%

Commute Time

Under 15 min
17%
15–30 min
28%
30–45 min
28%
Over 45 min
28%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
3%
1960s–1970s
15%
1980s–1990s
24%
2000+
57%
About Clay County, FL

Clay County is located in Florida and encompasses 12 ZIP codes spanning 8 cities and communities. The county has an estimated population of 220,336 residents. With a median age of 40.55, it is a middle-aged county.

Clay County has a middle-income economic profile. The median household income of $86,998 is near the national average. Unemployment stands at 3.8%, below the national average. The poverty rate of 9.2% is near the national average.

Housing in Clay County is a mid-range housing market, with a median home value of $282,038 — near the national average. Monthly median rent is approximately $1,493. Homeownership rates are high at 76.1%, reflecting a largely residential, stable population.

The residents of Clay County are majority White (68.86%). Educational attainment is well-educated — 42.1% of adults hold a bachelor's degree or higher, near the national average.

Clay County, FL is a middle-income area in Florida. The 12 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Clay County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
32003 Fleming Island 29,351 $119,046 $387,400 $1,918 1.7% 56.7%
32043 Green Cove Springs 33,592 $80,698 $292,300 $1,370 3.3% 43.8%
32656 Keystone Heights 15,630 $73,201 $202,900 $1,068 4.1% 33.5%
32068 Middleburg 58,196 $82,410 $264,300 $1,411 4.4% 37.0%
32065 Orange Park 40,366 $92,842 $278,500 $1,675 4.8% 40.8%
32073 Orange Park 42,825 $76,139 $258,100 $1,392 3.7% 42.2%
32079 Penney Farms 376 $41,705 $1,750 0.0% 51.3%