City

Chipley, FL

1 ZIP code  ·  Washington County  ·  Florida

👥18,015Population
💰$52,234Median HH Income▼ 32% below avg
🎂40.9Median Age
🏠$157,900Median Home Value▼ 43% below avg
🎓24.0%College Grads▼ 38% below avg
📊3.4%Unemployment▼ 31% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 53.7% Female 46.3% ♀

Race & Ethnicity

White: 77.2%Hispanic: 4.3%Black: 13.5%Asian: 1%Other: 3.9%Race
White77.2%
Hispanic4.3%
Black13.5%
Asian1.0%
Other3.9%

Age Breakdown

Under 5
6%
5–17
15%
18–24
6%
25–44
27%
45–64
29%
65+
7%

Key Indicators

Median Age40.9 yrs
Avg HH Size2.42
Below Poverty14.9% ▲ 49% above avg
College Grads24.0% ▼ 38% below avg
Unemployment3.4% ▼ 31% below avg
No HS Diploma269 (2.4%)
HS Graduate4,236 (37.2%)
Some College2,383 (20.9%)
Associates1,769 (15.5%)
Bachelors1,018 (8.9%)
Graduate Degree1,720 (15.1%)

Education

No HS: 2.4%HS Grad: 37.2%Some College: 20.9%Associates: 15.5%Bachelors: 8.9%Graduate: 15.1%Edu
No HS2.4%
HS Grad37.2%
Some College20.9%
Associates15.5%
Bachelors8.9%
Graduate15.1%
Housing & Income

Housing Tenure

Owner: 81.1%Renter: 18.9%Tenure
Owner81.1%
Renter18.9%

Home Value Distribution

Under $50k
9%
$50k–$100k
17%
$100k–$150k
22%
$150k–$200k
13%
$200k–$300k
21%
$300k–$500k
13%
Over $500k
5%

Financials

Median HH Income$52,234 ▼ 32% below avg
Median Home Value$157,900 ▼ 43% below avg
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$896/mo
Total Housing Units7,475
Vacant Units1,093

Income Distribution

Under $25k
22%
$25k–$50k
25%
$50k–$75k
23%
$75k–$100k
9%
$100k–$150k
14%
$150k–$200k
4%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
91%
Walked
1%
Work From Home
8%

Commute Time

Under 15 min
20%
15–30 min
22%
30–45 min
26%
Over 45 min
32%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
6%
1960s–1970s
17%
1980s–1990s
19%
2000+
56%
About Chipley, FL

Chipley is a city in Florida, located in Washington County. The city spans 1 ZIP code and is home to approximately 18,015 residents. It is a middle-aged city, with a median age of 40.9 years.

Economically, Chipley is a working-class community. The median household income of $52,234 is below the national average. Approximately 14.9% of residents live below the poverty line. The unemployment rate is 3.4%, below the national average.

The real estate market in Chipley is an affordable housing market. Median home values stand at $157,900, which is below the national average. Renters typically pay around $896 per month. Homeownership is high at 81.1%, typical of suburban and family-oriented communities.

The population of Chipley is less-educated. 24.0% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (77.21%).

Chipley, FL offers residents a cost-conscious lifestyle within Florida.

ZIP Codes in Chipley
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
32428 18,015 $52,234 $157,900 $896 3.4% 24.0% 81.1%