City

Waterford, CT

1 ZIP code  ·  Southeastern Connecticut County  ·  Connecticut

👥15,900Population
💰$110,375Median HH Income▲ 45% above avg
🎂46.9Median Age
🏠$334,900Median Home Value▲ 20% above avg
🎓48.7%College Grads▲ 26% above avg
📊5.5%Unemployment▲ 12% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.5% Female 50.5% ♀

Race & Ethnicity

White: 82.7%Hispanic: 5.7%Black: 2.4%Asian: 4.9%Other: 3.6%Race
White82.7%
Hispanic5.7%
Black2.4%
Asian4.9%
Other3.6%

Age Breakdown

Under 5
5%
5–17
14%
18–24
6%
25–44
23%
45–64
29%
65+
9%

Key Indicators

Median Age46.9 yrs
Avg HH Size2.34
Below Poverty4.7% ▼ 53% below avg
College Grads48.7% ▲ 26% above avg
Unemployment5.5% ▲ 12% above avg
No HS Diploma57 (0.5%)
HS Graduate2,970 (25.5%)
Some College1,295 (11.1%)
Associates1,656 (14.2%)
Bachelors869 (7.5%)
Graduate Degree4,803 (41.2%)

Education

No HS: 0.5%HS Grad: 25.5%Some College: 11.1%Associates: 14.2%Bachelors: 7.5%Graduate: 41.2%Edu
No HS0.5%
HS Grad25.5%
Some College11.1%
Associates14.2%
Bachelors7.5%
Graduate41.2%
Housing & Income

Housing Tenure

Owner: 79.7%Renter: 20.3%Tenure
Owner79.7%
Renter20.3%

Home Value Distribution

Under $50k
3%
$50k–$100k
1%
$100k–$150k
3%
$150k–$200k
7%
$200k–$300k
27%
$300k–$500k
43%
Over $500k
15%

Financials

Median HH Income$110,375 ▲ 45% above avg
Median Home Value$334,900 ▲ 20% above avg
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$1,593/mo
Total Housing Units7,407
Vacant Units736

Income Distribution

Under $25k
9%
$25k–$50k
13%
$50k–$75k
12%
$75k–$100k
11%
$100k–$150k
24%
$150k–$200k
15%
Over $200k
15%
Employment & Commute

How People Get to Work

Drove Alone
89%
Public Transit
1%
Walked
1%
Work From Home
9%

Commute Time

Under 15 min
36%
15–30 min
44%
30–45 min
9%
Over 45 min
12%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
15%
1960s–1970s
15%
1980s–1990s
13%
2000+
55%
About Waterford, CT

Waterford is a city in Connecticut, located in Southeastern Connecticut County. The city spans 1 ZIP code and is home to approximately 15,900 residents. It is a mature city, with a median age of 46.9 years.

Economically, Waterford is a upper-middle-income community. The median household income of $110,375 is above the national average. Approximately 4.7% of residents live below the poverty line. The unemployment rate is 5.5%, near the national average.

The real estate market in Waterford is a mid-range housing market. Median home values stand at $334,900, which is above the national average. Renters typically pay around $1,593 per month. Homeownership is high at 79.7%, typical of suburban and family-oriented communities.

The population of Waterford is well-educated. 48.7% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (82.7%).

Waterford, CT offers residents above-average earning potential within Connecticut.

ZIP Codes in Waterford
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
06385 15,900 $110,375 $334,900 $1,593 5.5% 48.7% 79.7%