City

Waterford, CA

1 ZIP code  ·  Stanislaus County  ·  California

👥10,410Population
💰$71,336Median HH Income≈ Avg
🎂32.0Median Age
🏠$391,100Median Home Value▲ 40% above avg
🎓19.8%College Grads▼ 49% below avg
📊5.5%Unemployment▲ 13% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.9% Female 49.1% ♀

Race & Ethnicity

White: 42.7%Hispanic: 50.6%Black: 0.8%Asian: 2.8%Other: 1.9%Race
White42.7%
Hispanic50.6%
Black0.8%
Asian2.8%
Other1.9%

Age Breakdown

Under 5
6%
5–17
22%
18–24
11%
25–44
25%
45–64
26%
65+
5%

Key Indicators

Median Age32.0 yrs
Avg HH Size3.58
Below Poverty14.5% ▲ 45% above avg
College Grads19.8% ▼ 49% below avg
Unemployment5.5% ▲ 13% above avg
No HS Diploma412 (8.2%)
HS Graduate2,314 (46%)
Some College566 (11.3%)
Associates740 (14.7%)
Bachelors409 (8.1%)
Graduate Degree586 (11.7%)

Education

No HS: 8.2%HS Grad: 46%Some College: 11.3%Associates: 14.7%Bachelors: 8.1%Graduate: 11.7%Edu
No HS8.2%
HS Grad46.0%
Some College11.3%
Associates14.7%
Bachelors8.1%
Graduate11.7%
Housing & Income

Housing Tenure

Owner: 55.5%Renter: 44.5%Tenure
Owner55.5%
Renter44.5%

Home Value Distribution

Under $50k
5%
$100k–$150k
0%
$200k–$300k
11%
$300k–$500k
64%
Over $500k
20%

Financials

Median HH Income$71,336 ≈ Avg
Median Home Value$391,100 ▲ 40% above avg
Home/Income Ratio5.5x (nat avg ~3.5x)
Median Rent$1,543/mo
Total Housing Units3,179
Vacant Units271

Income Distribution

Under $25k
15%
$25k–$50k
18%
$50k–$75k
18%
$75k–$100k
9%
$100k–$150k
27%
$150k–$200k
6%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
92%
Public Transit
0%
Walked
2%
Work From Home
7%

Commute Time

Under 15 min
21%
15–30 min
42%
30–45 min
19%
Over 45 min
17%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
8%
1960s–1970s
15%
1980s–1990s
25%
2000+
51%
About Waterford, CA

Waterford is a city in California, located in Stanislaus County. The city spans 1 ZIP code and is home to approximately 10,410 residents. It is a relatively young city, with a median age of 32 years.

Economically, Waterford is a solidly middle-class community. The median household income of $71,336 is near the national average. Approximately 14.5% of residents live below the poverty line. The unemployment rate is 5.5%, near the national average.

The real estate market in Waterford is a mid-range housing market. Median home values stand at $391,100, which is above the national average. Renters typically pay around $1,543 per month.

The population of Waterford is less-educated. 19.8% of adults hold a bachelor's degree or higher — below the national average. The community is majority Hispanic (50.55%).

Waterford, CA offers residents a cost-conscious lifestyle within California.

ZIP Codes in Waterford
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
95386 10,410 $71,336 $391,100 $1,543 5.5% 19.8% 55.5%