City

Monterey, CA

4 ZIP codes  ·  Monterey County  ·  California

👥33,681Population
💰$110,669Median HH Income▲ 45% above avg
🎂40.9Median Age
🏠$1,039,700Median Home Value▲ 273% above avg
🎓64.5%College Grads▲ 66% above avg
📊6.0%Unemployment▲ 23% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.6% Female 50.4% ♀

Race & Ethnicity

White: 64.1%Hispanic: 20.6%Black: 2.8%Asian: 6.6%Other: 4.1%Race
White64.1%
Hispanic20.6%
Black2.8%
Asian6.6%
Other4.1%

Age Breakdown

Under 5
5%
5–17
9%
18–24
12%
25–44
30%
45–64
23%
65+
9%

Key Indicators

Median Age40.9 yrs
Avg HH Size-6.08
Below Poverty9.1% ▼ 9% below avg
College Grads64.5% ▲ 66% above avg
Unemployment6.0% ▲ 23% above avg
No HS Diploma276 (1.2%)
HS Graduate3,316 (14.2%)
Some College1,576 (6.8%)
Associates3,150 (13.5%)
Bachelors2,330 (10%)
Graduate Degree12,669 (54.3%)

Education

No HS: 1.2%HS Grad: 14.2%Some College: 6.8%Associates: 13.5%Bachelors: 10%Graduate: 54.3%Edu
No HS1.2%
HS Grad14.2%
Some College6.8%
Associates13.5%
Bachelors10.0%
Graduate54.3%
Housing & Income

Housing Tenure

Owner: 39.5%Renter: 60.5%Tenure
Owner39.5%
Renter60.5%

Home Value Distribution

Under $50k
2%
$50k–$100k
1%
$100k–$150k
1%
$150k–$200k
1%
$200k–$300k
2%
$300k–$500k
5%
Over $500k
89%

Financials

Median HH Income$110,669 ▲ 45% above avg
Median Home Value$1,039,700 ▲ 273% above avg
Home/Income Ratio9.4x (nat avg ~3.5x)
Median Rent$2,305/mo
Total Housing Units15,462
Vacant Units1,503

Income Distribution

Under $25k
9%
$25k–$50k
9%
$50k–$75k
13%
$75k–$100k
14%
$100k–$150k
18%
$150k–$200k
16%
Over $200k
21%
Employment & Commute

How People Get to Work

Drove Alone
65%
Public Transit
3%
Walked
10%
Work From Home
22%

Commute Time

Under 15 min
48%
15–30 min
34%
30–45 min
12%
Over 45 min
7%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
23%
1960s–1970s
13%
1980s–1990s
6%
2000+
54%
About Monterey, CA

Monterey is a city in California, located in Monterey County. The city spans 4 ZIP codes and is home to approximately 33,681 residents. It is a middle-aged city, with a median age of 40.9 years.

Economically, Monterey is a upper-middle-income community. The median household income of $110,669 is above the national average. Approximately 9.1% of residents live below the poverty line. The unemployment rate is 6.0%, above the national average.

The real estate market in Monterey is among the most expensive housing markets in the country. Median home values stand at $1,039,700, which is more than double the national average. Renters typically pay around $2,305 per month. At 39.5% owner-occupied, renters make up the majority — common in urban or college-town settings.

The population of Monterey is highly educated. 64.5% of adults hold a bachelor's degree or higher — significantly above the national average. The community is majority White (64.09%).

Monterey, CA offers residents above-average earning potential within California. Spread across 4 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Monterey
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
93940 30,951 $110,669 $1,039,700 $2,305 6.5% 64.3% 43.0%

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