City

Merced, CA

5 ZIP codes  ·  Merced County  ·  California

👥109,664Population
💰$61,564Median HH Income▼ 19% below avg
🎂30.1Median Age
🏠$344,985Median Home Value▲ 24% above avg
🎓31.0%College Grads▼ 20% below avg
📊12.2%Unemployment▲ 150% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.8% Female 50.2% ♀

Race & Ethnicity

White: 23.6%Hispanic: 57.3%Black: 4.3%Asian: 10.7%Other: 3%Race
White23.6%
Hispanic57.3%
Black4.3%
Asian10.7%
Other3.0%

Age Breakdown

Under 5
7%
5–17
22%
18–24
13%
25–44
28%
45–64
20%
65+
5%

Key Indicators

Median Age30.1 yrs
Avg HH Size3.27
Below Poverty21.4% ▲ 114% above avg
College Grads31.0% ▼ 20% below avg
Unemployment12.2% ▲ 150% above avg
No HS Diploma2,549 (4.8%)
HS Graduate17,376 (32.4%)
Some College6,988 (13%)
Associates9,466 (17.7%)
Bachelors6,094 (11.4%)
Graduate Degree11,124 (20.8%)

Education

No HS: 4.8%HS Grad: 32.4%Some College: 13%Associates: 17.7%Bachelors: 11.4%Graduate: 20.8%Edu
No HS4.8%
HS Grad32.4%
Some College13.0%
Associates17.7%
Bachelors11.4%
Graduate20.8%
Housing & Income

Housing Tenure

Owner: 47.8%Renter: 52.2%Tenure
Owner47.8%
Renter52.2%

Home Value Distribution

Under $50k
6%
$50k–$100k
1%
$100k–$150k
1%
$150k–$200k
3%
$200k–$300k
22%
$300k–$500k
52%
Over $500k
14%

Financials

Median HH Income$61,564 ▼ 19% below avg
Median Home Value$344,984 ▲ 24% above avg
Home/Income Ratio5.6x (nat avg ~3.5x)
Median Rent$1,292/mo
Total Housing Units35,057
Vacant Units2,140

Income Distribution

Under $25k
21%
$25k–$50k
17%
$50k–$75k
19%
$75k–$100k
13%
$100k–$150k
15%
$150k–$200k
8%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
1%
Walked
3%
Work From Home
9%

Commute Time

Under 15 min
42%
15–30 min
29%
30–45 min
12%
Over 45 min
17%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
9%
1960s–1970s
16%
1980s–1990s
16%
2000+
56%
About Merced, CA

Merced is a city in California, located in Merced County. The city spans 5 ZIP codes and is home to approximately 109,664 residents. It is a relatively young city, with a median age of 30.13 years.

Economically, Merced is a solidly middle-class community. The median household income of $61,563 is below the national average. Approximately 21.4% of residents live below the poverty line. The unemployment rate is 12.2%, more than double the national average.

The real estate market in Merced is a mid-range housing market. Median home values stand at $344,984, which is above the national average. Renters typically pay around $1,292 per month.

The population of Merced is moderately educated. 31.0% of adults hold a bachelor's degree or higher — below the national average. The community is majority Hispanic (57.32%).

Merced, CA offers residents a cost-conscious lifestyle within California. Spread across 5 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Merced
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
95340 38,045 $65,141 $383,200 $1,204 12.6% 40.7% 56.3%
95341 34,956 $55,516 $295,300 $1,172 12.3% 20.4% 39.3%
95348 36,663 $63,618 $352,700 $1,498 11.8% 31.1% 47.3%