US ZIP Code
95340

Merced, CA

Merced County  ·  California

● Active
👥 38,045 Population ↑ 6% since 2019
💰 $65,141 Median HH Income
▼ 15% below avg ↑ 17% since 2019
🎂 31.8 Median Age ↓ 2% since 2019
🏠 $383,200 Median Home Value
▲ 37% above avg ↑ 40% since 2019
🎓 40.7% College Grads
≈ Avg
📊 12.6% Unemployment
▲ 157% above avg ↓ 21% since 2019
ZIP Code Details
ZIP Code95340
CityMerced
StateCalifornia (CA)
CountyMerced County
Area Code209/350
Elevation287 ft
Latitude37.340087
Longitude-120.406406
TimezoneLos Angeles (DST)
FIPS06047
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 48.6% (18,505) Female 51.4% (19,540) ♀

Race & Ethnicity

White: 34.5%Hispanic: 51.1%Black: 2.7%Asian: 7.9%Other: 2.6%Race
White34.5%
Hispanic51.1%
Black2.7%
Asian7.9%
Other2.6%

Age Breakdown

Under 5
6%
5–17
19%
18–24
14%
25–44
26%
45–64
22%
65+
6%

Key Indicators

Median Age31.8 yrs ↓ 2% since 2019
Avg Household Size2.83
Below Poverty17.9% ▲ 79% above avg
College Grads40.7% ≈ Avg
Unemployment12.6% ▲ 157% above avg
No HS Diploma625 (3%)
HS Graduate5,170 (24.7%)
Some College2,793 (13.3%)
Associates3,816 (18.2%)
Bachelors2,751 (13.1%)
Graduate Degree5,775 (27.6%)

Education

No HS: 3%HS Grad: 24.7%Some College: 13.3%Associates: 18.2%Bachelors: 13.1%Graduate: 27.6%Edu
No HS3.0%
HS Grad24.7%
Some College13.3%
Associates18.2%
Bachelors13.1%
Graduate27.6%
Housing & Income

Housing Tenure

Owner: 56.3%Renter: 43.8%Tenure
Owner56.3%
Renter43.8%

Home Value Distribution

Under $50k
2%
$50k–100k
0%
$100k–150k
1%
$150k–200k
2%
$200k–300k
20%
$300k–500k
54%
Over $500k
21%

Financials

Median HH Income$65,141 ▼ 15% below avg ↑ 17% since 2019
Median Home Value$383,200 ▲ 37% above avg ↑ 40% since 2019
Home/Income Ratio5.9x (nat avg ~3.5x)
Median Rent$1,204/mo ↑ 23% since 2019
Total Units13,553
Vacant Units939
Avg HH Size2.83

Income Distribution

Under $25k
22%
$25k–50k
16%
$50k–75k
16%
$75k–100k
12%
$100k–150k
16%
$150k–200k
6%
Over $200k
11%
Employment & Commute

How People Get to Work

Drove Alone
84%
Public Transit
0%
Walked
3%
Work From Home
13%

Commute Time

Under 15 min
50%
15–30 min
27%
30–45 min
8%
Over 45 min
14%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
13%
1960s–1970s
17%
1980s–1990s
13%
2000+
54%

Summary

Total Units13,553
Vacant939
Owner Occupied56.3%
Renter Occupied43.8%
Avg HH Size2.83
Frequently Asked Questions
ZIP code 95340 is in Merced, CA, in Merced County.
ZIP code 95340 is located in California (CA).
ZIP code 95340 is in Merced County, CA.
ZIP 95340 observes the Los Angeles timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 95340 is 38,045 people (ACS 2023).
The median household income in ZIP code 95340 is $65,141 (ACS 2023).
The median home value in ZIP 95340 is $383,200 (ACS 2023).
About ZIP Code 95340

ZIP code 95340 is located in Merced, California, within Merced County. With a population of 38,045, this is a highly populated ZIP code with a relatively young community — the median age is 31.8 years. Economically, 95340 is a solidly middle-class ZIP code: the median household income of $65,141 is near the national average.

Real estate in ZIP code 95340 represents a mid-range housing market. The median home value of $383,200 is above the national average. Renters can expect to pay around $1,204 per month in median rent. The area has a relatively balanced mix of owners (56.3%) and renters (43.8%). Median home values have increased by 40% since 2019.

The population of 95340 is majority Hispanic (51.06%). Residents are well-educated — 40.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 17.9%. Household income has grown by 17% since 2019.

The unemployment rate in 95340 stands at 12.6%, which is more than double the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.

Overall, ZIP code 95340 in Merced, CA is characterized as solidly middle-class, well-educated, and a relatively young community. With 38,045 residents, a median household income of $65,141, and a median home value of $383,200, it offers a clear picture of life in this part of California.