| ZIP Code | 98365 |
|---|---|
| City | Port Ludlow |
| State | Washington (WA) |
| County | Jefferson County |
| Area Code | 360/564 |
| Elevation | 269 ft |
| Latitude | 47.884858 |
|---|---|
| Longitude | -122.701425 |
| Timezone | Los Angeles (DST) |
| FIPS | 53031 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 64.8 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 1.98 |
| Below Poverty | 11.0% ▲ 10% above avg |
| College Grads | 52.8% ▲ 36% above avg |
| Unemployment | 5.7% ▲ 15% above avg |
| HS Graduate | 692 (16.4%) |
| Some College | 506 (12%) |
| Associates | 793 (18.8%) |
| Bachelors | 432 (10.2%) |
| Graduate Degree | 1,799 (42.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $98,393 ▲ 29% above avg ↑ 57% since 2019 |
|---|---|
| Median Home Value | $603,500 ▲ 116% above avg ↑ 58% since 2019 |
| Home/Income Ratio | 6.1x (nat avg ~3.5x) |
| Median Rent | $1,811/mo ↑ 7% since 2019 |
| Total Units | 3,164 |
| Vacant Units | 543 |
| Avg HH Size | 1.98 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,164 |
|---|---|
| Vacant | 543 |
| Owner Occupied | 91.4% |
| Renter Occupied | 8.6% |
| Avg HH Size | 1.98 |
ZIP code 98365 is located in Port Ludlow, Washington, within Jefferson County. With a population of 5,178, this is a lightly populated ZIP code with an older community — the median age is 64.8 years. Economically, 98365 is a middle-income ZIP code: the median household income of $98,393 is above the national average.
Real estate in ZIP code 98365 represents a premium housing market. The median home value of $603,500 is more than double the national average. Renters can expect to pay around $1,811 per month in median rent. Homeownership is strong here — 91.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 58% since 2019.
The population of 98365 is primarily White (88.53%). Residents are well-educated — 52.8% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 11.0%. Household income has grown by 57% since 2019.
The unemployment rate in 98365 stands at 5.7%, which is above the national average. About 23% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 63%.
Overall, ZIP code 98365 in Port Ludlow, WA is characterized as middle-income, well-educated, an older community, and predominantly owner-occupied. With 5,178 residents, a median household income of $98,393, and a median home value of $603,500, it offers a clear picture of life in this part of Washington.