| ZIP Code | 98370 |
|---|---|
| City | Poulsbo |
| State | Washington (WA) |
| County | Kitsap County |
| Area Code | 360/564 |
| Elevation | 327 ft |
| Latitude | 47.754025 |
|---|---|
| Longitude | -122.626294 |
| Timezone | Los Angeles (DST) |
| FIPS | 53035 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.0 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.50 |
| Below Poverty | 6.2% ▼ 38% below avg |
| College Grads | 54.2% ▲ 40% above avg |
| Unemployment | 4.8% ≈ Avg |
| No HS Diploma | 99 (0.4%) |
| HS Graduate | 4,206 (18.1%) |
| Some College | 2,697 (11.6%) |
| Associates | 3,655 (15.7%) |
| Bachelors | 2,125 (9.1%) |
| Graduate Degree | 10,465 (45%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $109,416 ▲ 43% above avg ↑ 30% since 2019 |
|---|---|
| Median Home Value | $587,000 ▲ 111% above avg ↑ 56% since 2019 |
| Home/Income Ratio | 5.4x (nat avg ~3.5x) |
| Median Rent | $1,757/mo ↑ 23% since 2019 |
| Total Units | 13,849 |
| Vacant Units | 740 |
| Avg HH Size | 2.50 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 13,849 |
|---|---|
| Vacant | 740 |
| Owner Occupied | 76.6% |
| Renter Occupied | 23.4% |
| Avg HH Size | 2.50 |
ZIP code 98370 is located in Poulsbo, Washington, within Kitsap County. With a population of 32,997, this is a moderately populated ZIP code with a mature community — the median age is 45 years. Economically, 98370 is a upper-middle-income ZIP code: the median household income of $109,416 is above the national average.
Real estate in ZIP code 98370 represents a premium housing market. The median home value of $587,000 is more than double the national average. Renters can expect to pay around $1,757 per month in median rent. Homeownership is strong here — 76.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 56% since 2019.
The population of 98370 is primarily White (78.84%). Residents are well-educated — 54.2% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 6.2%. Household income has grown by 30% since 2019.
The unemployment rate in 98370 stands at 4.8%, which is near the national average. About 20% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 63%.
Overall, ZIP code 98370 in Poulsbo, WA is characterized as upper-middle-income, well-educated, a mature community, and predominantly owner-occupied. With 32,997 residents, a median household income of $109,416, and a median home value of $587,000, it offers a clear picture of life in this part of Washington.