| ZIP Code | 98281 |
|---|---|
| City | Point Roberts |
| State | Washington (WA) |
| County | Whatcom County |
| Area Code | 360/564 |
| Elevation | 139 ft |
| Latitude | 48.984669 |
|---|---|
| Longitude | -123.059496 |
| Timezone | Los Angeles (DST) |
| FIPS | 53073 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 55.7 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 1.88 |
| Below Poverty | 12.2% ▲ 22% above avg |
| College Grads | 56.3% ▲ 45% above avg |
| Unemployment | 2.3% ▼ 53% below avg |
| No HS Diploma | 5 (0.5%) |
| HS Graduate | 145 (14.7%) |
| Some College | 104 (10.5%) |
| Associates | 177 (18%) |
| Bachelors | 93 (9.4%) |
| Graduate Degree | 462 (46.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $80,197 ≈ Avg ↑ 84% since 2019 |
|---|---|
| Median Home Value | $460,500 ▲ 65% above avg ↑ 90% since 2019 |
| Home/Income Ratio | 5.7x (nat avg ~3.5x) |
| Median Rent | $1,055/mo ↑ 31% since 2019 |
| Total Units | 2,088 |
| Vacant Units | 1,411 |
| Avg HH Size | 1.88 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,088 |
|---|---|
| Vacant | 1,411 |
| Owner Occupied | 81.8% |
| Renter Occupied | 18.2% |
| Avg HH Size | 1.88 |
ZIP code 98281 is located in Point Roberts, Washington, within Whatcom County. With a population of 1,275, this is a sparsely populated ZIP code with an older community — the median age is 55.7 years. Economically, 98281 is a middle-income ZIP code: the median household income of $80,197 is near the national average.
Real estate in ZIP code 98281 represents a premium housing market. The median home value of $460,500 is significantly above the national average. Renters can expect to pay around $1,055 per month in median rent. Homeownership is strong here — 81.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 90% since 2019.
The population of 98281 is primarily White (79.76%). Residents are well-educated — 56.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 12.2%. Household income has grown by 84% since 2019.
The unemployment rate in 98281 stands at 2.3%, which is well below the national average. A notably high share of workers — 42% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 41%.
Overall, ZIP code 98281 in Point Roberts, WA is characterized as middle-income, well-educated, an older community, and predominantly owner-occupied. With 1,275 residents, a median household income of $80,197, and a median home value of $460,500, it offers a clear picture of life in this part of Washington.