| ZIP Code | 98248 |
|---|---|
| City | Ferndale |
| State | Washington (WA) |
| County | Whatcom County |
| Area Code | 360/564 |
| Elevation | 260 ft |
| Latitude | 48.865625 |
|---|---|
| Longitude | -122.623172 |
| Timezone | Los Angeles (DST) |
| FIPS | 53073 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.1 yrs ↓ 5% since 2019 |
|---|---|
| Avg Household Size | 2.86 |
| Below Poverty | 9.1% ▼ 9% below avg |
| College Grads | 42.3% ▲ 9% above avg |
| Unemployment | 3.8% ▼ 22% below avg |
| No HS Diploma | 398 (2.2%) |
| HS Graduate | 4,086 (22.3%) |
| Some College | 2,685 (14.7%) |
| Associates | 3,381 (18.5%) |
| Bachelors | 2,065 (11.3%) |
| Graduate Degree | 5,667 (31%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $88,566 ▲ 16% above avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $550,300 ▲ 97% above avg ↑ 63% since 2019 |
| Home/Income Ratio | 6.2x (nat avg ~3.5x) |
| Median Rent | $1,455/mo ↑ 49% since 2019 |
| Total Units | 10,576 |
| Vacant Units | 793 |
| Avg HH Size | 2.86 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,576 |
|---|---|
| Vacant | 793 |
| Owner Occupied | 76.6% |
| Renter Occupied | 23.4% |
| Avg HH Size | 2.86 |
ZIP code 98248 is located in Ferndale, Washington, within Whatcom County. With a population of 28,061, this is a moderately populated ZIP code with a relatively young community — the median age is 37.1 years. Economically, 98248 is a middle-income ZIP code: the median household income of $88,566 is above the national average.
Real estate in ZIP code 98248 represents a premium housing market. The median home value of $550,300 is significantly above the national average. Renters can expect to pay around $1,455 per month in median rent. Homeownership is strong here — 76.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 63% since 2019.
The population of 98248 is primarily White (74.51%). Residents are well-educated — 42.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 9.1%. Household income has grown by 15% since 2019.
The unemployment rate in 98248 stands at 3.8%, which is below the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 98248 in Ferndale, WA is characterized as middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 28,061 residents, a median household income of $88,566, and a median home value of $550,300, it offers a clear picture of life in this part of Washington.