| ZIP Code | 98262 |
|---|---|
| City | Lummi Island |
| State | Washington (WA) |
| County | Whatcom County |
| Area Code | 360/564 |
| Elevation | 149 ft |
| Latitude | 48.696599 |
|---|---|
| Longitude | -122.681092 |
| Timezone | Los Angeles (DST) |
| FIPS | 53073 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 62.5 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.09 |
| Below Poverty | 7.6% ▼ 25% below avg |
| College Grads | 63.9% ▲ 65% above avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 119 (14.1%) |
| Some College | 45 (5.3%) |
| Associates | 140 (16.6%) |
| Bachelors | 41 (4.9%) |
| Graduate Degree | 497 (59%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $76,528 ≈ Avg ↑ 20% since 2019 |
|---|---|
| Median Home Value | $529,000 ▲ 90% above avg ↑ 30% since 2019 |
| Home/Income Ratio | 6.9x (nat avg ~3.5x) |
| Total Units | 912 |
| Vacant Units | 423 |
| Avg HH Size | 2.09 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 912 |
|---|---|
| Vacant | 423 |
| Owner Occupied | 90.6% |
| Renter Occupied | 9.4% |
| Avg HH Size | 2.09 |
ZIP code 98262 is located in Lummi Island, Washington, within Whatcom County. With a population of 1,020, this is a sparsely populated ZIP code with an older community — the median age is 62.5 years. Economically, 98262 is a middle-income ZIP code: the median household income of $76,528 is near the national average.
Real estate in ZIP code 98262 represents a premium housing market. The median home value of $529,000 is significantly above the national average. Homeownership is strong here — 90.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 30% since 2019.
The population of 98262 is primarily White (84.22%). Residents are highly educated — 63.9% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 7.6%. Household income has grown by 20% since 2019.
A notably high share of workers — 49% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 41%.
Overall, ZIP code 98262 in Lummi Island, WA is characterized as middle-income, highly educated, an older community, and predominantly owner-occupied. With 1,020 residents, a median household income of $76,528, and a median home value of $529,000, it offers a clear picture of life in this part of Washington.