| ZIP Code | 95928 |
|---|---|
| City | Chico |
| State | California (CA) |
| County | Butte County |
| Area Code | 279/530/916 |
| Elevation | 204 ft |
| Latitude | 39.681488 |
|---|---|
| Longitude | -121.83721 |
| Timezone | Los Angeles (DST) |
| FIPS | 06007 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 33.5 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.31 |
| Below Poverty | 23.4% ▲ 134% above avg |
| College Grads | 53.7% ▲ 39% above avg |
| Unemployment | 7.7% ▲ 57% above avg |
| No HS Diploma | 499 (2.3%) |
| HS Graduate | 3,474 (16.2%) |
| Some College | 2,115 (9.8%) |
| Associates | 3,869 (18%) |
| Bachelors | 2,360 (11%) |
| Graduate Degree | 9,176 (42.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $65,350 ▼ 14% below avg ↑ 24% since 2019 |
|---|---|
| Median Home Value | $476,600 ▲ 71% above avg ↑ 39% since 2019 |
| Home/Income Ratio | 7.3x (nat avg ~3.5x) |
| Median Rent | $1,419/mo ↑ 27% since 2019 |
| Total Units | 17,455 |
| Vacant Units | 1,648 |
| Avg HH Size | 2.31 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 17,455 |
|---|---|
| Vacant | 1,648 |
| Owner Occupied | 42.3% |
| Renter Occupied | 57.7% |
| Avg HH Size | 2.31 |
ZIP code 95928 is located in Chico, California, within Butte County. With a population of 37,533, this is a highly populated ZIP code with a relatively young community — the median age is 33.5 years. Economically, 95928 is a solidly middle-class ZIP code: the median household income of $65,350 is near the national average.
Real estate in ZIP code 95928 represents a premium housing market. The median home value of $476,600 is significantly above the national average. Renters can expect to pay around $1,419 per month in median rent. The area has a relatively balanced mix of owners (42.3%) and renters (57.7%). Median home values have increased by 39% since 2019.
The population of 95928 is majority White (67.80%). Residents are well-educated — 53.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects a significant share of residents at 23.4%. Household income has grown by 24% since 2019.
The unemployment rate in 95928 stands at 7.7%, which is significantly above the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 72%.
Overall, ZIP code 95928 in Chico, CA is characterized as solidly middle-class, well-educated, and a relatively young community. With 37,533 residents, a median household income of $65,350, and a median home value of $476,600, it offers a clear picture of life in this part of California.