| ZIP Code | 95685 |
|---|---|
| City | Sutter Creek |
| State | California (CA) |
| County | Amador County |
| Area Code | 209/350 |
| Elevation | 1,489 ft |
| Latitude | 38.434012 |
|---|---|
| Longitude | -120.762015 |
| Timezone | Los Angeles (DST) |
| FIPS | 06005 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 57.5 yrs ↑ 13% since 2019 |
|---|---|
| Avg Household Size | 2.15 |
| Below Poverty | 8.9% ▼ 11% below avg |
| College Grads | 37.6% ≈ Avg |
| Unemployment | 8.2% ▲ 68% above avg |
| HS Graduate | 615 (16.4%) |
| Some College | 903 (24%) |
| Associates | 826 (22%) |
| Bachelors | 343 (9.1%) |
| Graduate Degree | 1,072 (28.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $64,506 ▼ 15% below avg ↑ 12% since 2019 |
|---|---|
| Median Home Value | $546,800 ▲ 96% above avg ↑ 44% since 2019 |
| Home/Income Ratio | 8.5x (nat avg ~3.5x) |
| Median Rent | $1,323/mo ↑ 25% since 2019 |
| Total Units | 2,388 |
| Vacant Units | 262 |
| Avg HH Size | 2.15 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,388 |
|---|---|
| Vacant | 262 |
| Owner Occupied | 67.2% |
| Renter Occupied | 32.8% |
| Avg HH Size | 2.15 |
ZIP code 95685 is located in Sutter Creek, California, within Amador County. With a population of 4,611, this is a lightly populated ZIP code with an older community — the median age is 57.5 years. Economically, 95685 is a solidly middle-class ZIP code: the median household income of $64,506 is below the national average.
Real estate in ZIP code 95685 represents a premium housing market. The median home value of $546,800 is significantly above the national average. Renters can expect to pay around $1,323 per month in median rent. Homeownership is strong here — 67.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.
The population of 95685 is primarily White (80.13%). Residents are moderately educated — 37.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.9%. Household income has grown by 12% since 2019.
The unemployment rate in 95685 stands at 8.2%, which is significantly above the national average. About 24% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 67%.
Overall, ZIP code 95685 in Sutter Creek, CA is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 4,611 residents, a median household income of $64,506, and a median home value of $546,800, it offers a clear picture of life in this part of California.