| ZIP Code | 95640 |
|---|---|
| City | Ione |
| State | California (CA) |
| County | Amador County |
| Area Code | 209/350 |
| Elevation | 386 ft |
| Latitude | 38.341467 |
|---|---|
| Longitude | -120.940112 |
| Timezone | Los Angeles (DST) |
| FIPS | 06005 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.9 yrs ↓ 11% since 2019 |
|---|---|
| Avg Household Size | 2.49 |
| Below Poverty | 4.9% ▼ 52% below avg |
| College Grads | 33.9% ▼ 13% below avg |
| Unemployment | 4.5% ▼ 8% below avg |
| No HS Diploma | 65 (0.7%) |
| HS Graduate | 2,035 (22.7%) |
| Some College | 1,828 (20.4%) |
| Associates | 2,008 (22.4%) |
| Bachelors | 1,431 (15.9%) |
| Graduate Degree | 1,611 (17.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $94,045 ▲ 23% above avg ↑ 38% since 2019 |
|---|---|
| Median Home Value | $432,100 ▲ 55% above avg ↑ 39% since 2019 |
| Home/Income Ratio | 4.6x (nat avg ~3.5x) |
| Median Rent | $1,516/mo ↑ 32% since 2019 |
| Total Units | 4,120 |
| Vacant Units | 186 |
| Avg HH Size | 2.49 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,120 |
|---|---|
| Vacant | 186 |
| Owner Occupied | 81.1% |
| Renter Occupied | 18.9% |
| Avg HH Size | 2.49 |
ZIP code 95640 is located in Ione, California, within Amador County. With a population of 12,811, this is a lightly populated ZIP code with a middle-aged community — the median age is 40.9 years. Economically, 95640 is a middle-income ZIP code: the median household income of $94,045 is above the national average.
Real estate in ZIP code 95640 represents a premium housing market. The median home value of $432,100 is significantly above the national average. Renters can expect to pay around $1,516 per month in median rent. Homeownership is strong here — 81.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.
The population of 95640 is majority White (64.14%). Residents are moderately educated — 33.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 4.9%. Household income has grown by 38% since 2019.
The unemployment rate in 95640 stands at 4.5%, which is near the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 95640 in Ione, CA is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 12,811 residents, a median household income of $94,045, and a median home value of $432,100, it offers a clear picture of life in this part of California.